$350,000
2531 RIDGETOP WAY, VALRICO, FL 33594
Beds
3
Baths
2
Sq Ft
1,259 sq ft
Year Built
1981
Lot Size
0.29 acres
Garage
2
About This Property
Welcome home to this beautifully maintained 3-bedroom, 2-bathroom residence offering the perfect combination of comfort, privacy, and convenience with NO HOA or CDD fees! Featuring luxury vinyl plank and tile flooring throughout, there's no carpet, making the home both stylish and easy to maintain. Step inside to an inviting open-concept floor plan enhanced by recessed lighting, ceiling fans, and abundant natural light. The spacious kitchen is designed for both everyday living and entertaining, showcasing 42-inch cabinetry, a decorative tile backsplash, side-by-side refrigerator, microwave hood, dishwasher, generous counter space, and plenty of storage. The private primary suite offers a relaxing retreat with its own ensuite bathroom, while the split-bedroom layout provides comfort and privacy for family or guests. The HVAC system was replaced just three years ago, offering added peace of mind. Open the sliding glass doors and unwind on the covered and screened lanai, overlooking a spacious, fully fenced backyard with mature shade trees and no neighbors on one side for added privacy. The oversized yard offers plenty of room to add a pool, outdoor kitchen, or create your own backyard oasis. Conveniently located near major commuter routes, shopping, restaurants, hospitals, libraries, and schools, this home combines everyday convenience with exceptional value. If you're looking for a move-in-ready home with modern updates, a large private yard, and no extra HOA or CDD fees, this is one you won't want to miss! Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From E Lumsden Rd turn north onto Ridgeland Ln. Turn left onto Ridgetop Way. Home is ahead on the left.
Location
2531 RIDGETOP WAY, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$350,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $350,000 home in VALRICO.
🏛️
FHA Loan
$12,250 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 26, 2026.