Open House
Saturday, October 3 · 11:00 AM–1:00 PM
$365,000
2604 89TH STREET CIRCLE E, PALMETTO, FL 34221
Beds
4
Baths
2
Sq Ft
1,627 sq ft
Year Built
2024
Lot Size
0.11 acres
Garage
2
About This Property
Welcome to easy Florida living in the desirable Heron Bay community! Built in 2024, this beautifully designed 4-bedroom, 2-bath home is offered FULLY FURNISHED, providing incredible convenience for buyers looking for a truly move-in-ready opportunity. Simply bring your belongings and settle in! Inside, vaulted ceilings and upgraded luxury vinyl plank flooring complement the bright, open layout. Three secondary bedrooms are located toward the front of the home, while the private primary suite is tucked away at the rear. The kitchen overlooks the spacious great room and features 36-inch grey cabinetry with crown molding, quartz countertops, a large pantry, stainless-steel Whirlpool® appliances, and a center island with breakfast bar, perfect for everyday living and entertaining. The primary suite features an oversized walk-in closet and ensuite bath with dual sinks, quartz countertops, and a tiled walk-in shower with built-in seat. A dedicated laundry room adds convenience, while the covered rear patio provides a great space to relax and enjoy the Florida lifestyle. Designed with efficiency in mind, the home features ENERGY STAR® qualified windows and a Sunrun leased solar system, originally estimated to produce approximately 10,361 kWh annually. Solar lease to be assumed by buyer, with full lease and transfer details available. Heron Bay residents enjoy a community pool with covered seating and recreational areas. Quick access to I-75 and I-275 makes travel to Tampa, St. Petersburg, Sarasota, and the Gulf beaches convenient, with shopping, dining, parks, and everyday essentials just minutes away. FULLY FURNISHED, energy efficient, and move-in ready, this home makes enjoying Florida living easy from day one!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US Highway 41 N , Turn to go East onto 85th St E, Turn left onto 89th St Cir E. The property will be on yourleft.
Location
2604 89TH STREET CIRCLE E, PALMETTO, FL 34221
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$365,000
Loan Term
How to Buy This Home
Multiple financing options available for this $365,000 home in PALMETTO.
🏛️
FHA Loan
$12,775 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Manatee County SHIP
Varies
Income-qualifying Manatee residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Palmetto
More Homes in Palmetto
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.