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$400,000

1382 GLENGARRY DRIVE, PALM HARBOR, FL 34684

3D Tour
Active6 days on market

Beds

2

Baths

2

Sq Ft

1,376 sq ft

Year Built

1979

Lot Size

0.32 acres

Garage

2

About This Property

Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8551583
StatusActive
Year Built1979
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Primary Bedroom Main Floor, Sauna, Split Bedroom, Walk-In Closet(s)
FlooringTile
AppliancesCooktop, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
WindowsBlinds, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s), Thermal Windows
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSauna, Sliding Doors
Lot Size0.32 acres (14,074 sq ft)
Lot Dimensions81 x 153
Lot FeaturesIn County, Near Golf Course, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$400,000
Annual Taxes$5,710 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #052816389020000060

Directions

Take Tampa Rd west to Lake St. George make a right. Turn left at Highlands Blvd. Turn right at MacGregor Dr. Turn left on Glengarryto house.

Location

1382 GLENGARRY DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeTAM BAY REALTY LLC
ListedSeptember 30, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $400,000 home in PALM HARBOR.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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