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$485,000

1128 20TH STREET SW, LARGO, FL 33770

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,635 sq ft

Year Built

1963

Lot Size

0.16 acres

Garage

—

About This Property

This 3-bedroom, 2-bath home features fresh interior paint throughout, spacious living areas, and plenty of natural light. The living room offers a cozy fireplace with built-in shelving, while the screened-in outdoor space includes a private pool and plenty of room for relaxing or entertaining. No HOA!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8551599
StatusActive
Year Built1963
Total Rooms9
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionMARSANDRA ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorNinguno
FlooringCarpet, Tile
AppliancesDishwasher, Microwave
LaundryInside
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorNone
Lot Size0.16 acres (7,139 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaAbove Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesUnderground Utilities

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$485,000
Annual Taxes$2,585 (2025)
FinancingCash, Conventional, VA Loan
Parcel #R35040

Directions

Merge onto US-19 N. Take the Ulmerton Rd exit toward FL-688/Tampa. Turn left onto Ulmerton Rd and continue for 4.5 miles. Turn right onto Ridge Rd S, then continue onto Clearwater Largo Rd S. Turn left onto 8th Ave SW, then left onto 20th St SW.

Location

1128 20TH STREET SW, LARGO, FL 33770

Listing Information

OfficeOFFERPAD BROKERAGE FL, LLC
ListedSeptember 23, 2026

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Home Price

$485,000

20% ($97,000)
6.75%

Loan Term

Principal & Interest$2,517
Property Tax (est.)$445
Insurance (est.)$150
Total Monthly$3,111
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How to Buy This Home

Multiple financing options available for this $485,000 home in LARGO.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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