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$449,000

23414 CHERBOURG LOOP, LAND O LAKES, FL 34639

Active0 days on market

Beds

4

Baths

2

Sq Ft

2,185 sq ft

Year Built

1982

Lot Size

0.28 acres

Garage

2

About This Property

Welcome to this spacious 4-bedroom, 2-bathroom single-family home, situated on over a quarter of an acre, in the desirable Lake Padgett Estates East. The home features 4 generously sized bedrooms, two of which have attached bathrooms. With beautiful waterfront views, and no rear neighbors, it is easy to appreciate the area's natural beauty. The substantial lot offers plenty of privacy and outdoor space, while the screened in pool provides the perfect setting for relaxing or entertaining. With its desirable waterfront location and expansive property, this home offers plenty of potential to make it your own. The home does need some updating and a little work, making it a great opportunity for buyers looking to add their personal touches and build equity. Recent improvements include a new pool pump and timer, A/C (2021) water heater (2022), and Roof (2019). Another notable benefit is the low-cost flood insurance, helping make waterfront living more manageable. With its spacious layout, large lot, pool, waterfront setting, and recent updates, this property is full of possibilities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8551624
StatusActive
Year Built1982
Stories1
Total Rooms9
ConstructionBlock, Brick
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionLAKE PADGETT ESTATES
CountyPasco
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesDryer, Electric Water Heater, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air, Wall/Window Unit(s)
HeatingCentral, Wall Units / Window Unit
FireplaceYes ()

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Rain Gutters
Lot Size0.28 acres (12,154 sq ft)
Lot FeaturesFlood Insurance Required, Sidewalk
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesHeated, In Ground, Screen Enclosure
SpaIn Ground

Waterfront

WaterfrontYes
FeaturesLake, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$60 / Monthly
Senior CommunityNo

Financial Details

List Price$449,000
Annual Taxes$3,945 (2025)
FinancingCash, Conventional
ZoningR2
Parcel #192617002.0000.00526.0

Directions

Lake Padgett Estates: North on Collier Pkway from Hwy 54; Rt on Parkway Blvd; Rt on Cherbourg

Location

23414 CHERBOURG LOOP, LAND O LAKES, FL 34639

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 30, 2026

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Home Price

$449,000

20% ($89,800)
6.75%

Loan Term

Principal & Interest$2,330
Property Tax (est.)$412
Insurance (est.)$150
Total Monthly$2,891
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How to Buy This Home

Multiple financing options available for this $449,000 home in LAND O LAKES.

🏦

Conventional

$22,450 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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