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$222,999

4550 COVE CIRCLE UNIT 502, ST PETERSBURG, FL 33708

3D Tour
Active40 days on market

Beds

2

Baths

2

Sq Ft

1,100 sq ft

Year Built

1973

Lot Size

,

Garage

,

About This Property

LIVE THE WATERFRONT FLORIDA LIFESTYLE AT SEA TOWERS! This beautifully updated 2-bedroom, 2-bath residence in Washington Tower offers an exceptional opportunity to enjoy spectacular Intracoastal Waterway views and the relaxed, amenity-rich lifestyle of Sea Towers. Positioned on the fifth floor, this 1,100-square-foot condo provides a wonderful combination of comfort, convenience, and expansive water views, with the scenery serving as a beautiful backdrop throughout much of the home. Step inside and immediately appreciate the light, bright atmosphere and inviting open layout. The spacious living and dining areas provide an easy flow for everyday living and entertaining, while the versatile Florida room offers an additional space to relax, enjoy your morning coffee, read, or simply sit back and enjoy the Florida lifestyle. The ever-changing waterfront views create a sense of tranquility that is difficult to duplicate at this price point. From passing boats to playful dolphins and spectacular Florida sunsets, there is always something to see. The updated kitchen combines style and functionality with plenty of warm wood cabinetry, granite countertops, custom tile backsplash, and crisp white appliances. Opening naturally to the main living areas, making it easy to stay connected with family and guests while preparing meals or entertaining. The primary suite is a comfortable retreat featuring an en-suite bath, walk-in closet, and direct access to the Florida room. The second bedroom and additional full bath provide privacy and flexibility for guests, a home office, or hobbies. Tastefully selected furnishings are included, allowing the next owner to move in and immediately begin enjoying the Florida lifestyle. Updated hurricane-impact windows provide added peace of mind while also allowing the natural light and beautiful waterfront scenery to take center stage. But the appeal doesn't end at your front door. Sea Towers is a gated 55+ waterfront community designed for an active and social lifestyle. Residents enjoy an impressive collection of amenities, including two waterfront swimming pools, tennis courts, shuffleboard, a putting green, billiards room, indoor pickleball, clubhouse and social activities. Outdoors, you can stroll the walking path around the lagoon, gather with friends at the barbecue areas, relax at the waterfront pavilion, or simply enjoy the beautifully maintained grounds and surrounding water. The condo fee includes water, sewer, trash, and cable, adding everyday convenience and value. The community's active social calendar offers plenty of opportunities to meet neighbors and enjoy everything from recreation to gatherings and clubs, making it easy to be as active - or as relaxed - as you want to be. And the location is hard to beat. Situated near the beautiful Gulf beaches, you'll also be close to restaurants, shopping, entertainment, and the many attractions of the St. Petersburg/Madeira Beach area. Whether you're searching for a full-time residence, a Florida getaway, or a comfortable place to enjoy retirement, this residence offers an affordable opportunity to own a piece of the waterfront lifestyle. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8551640
StatusActive
Year Built1973
Stories12
Total Rooms6
ConstructionConcrete
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionWASHINGTON TOWERS THE CONDO
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Electric Water Heater, Microwave, Range
LaundryCommon Area
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorOutdoor Grill, Sidewalk, Storage, Tennis Court(s)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Bay/Harbor, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$222,999
Original Price$227,999
Annual Taxes$3,526 (2025)
FinancingCash, Conventional
Parcel #033115950770000502

Directions

Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Washington Building fifth floor unit. Guest parking in front of the building on the paved parking just past the middle entrance to the building.

Location

4550 COVE CIRCLE UNIT 502, ST PETERSBURG, FL 33708

Listing Information

OfficeFUTURE HOME REALTY INC
ListedSeptember 25, 2026

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Home Price

$222,999

20% ($44,600)
6.75%

Loan Term

Principal & Interest$1,157
Property Tax (est.)$204
Insurance (est.)$150
Total Monthly$1,512
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How to Buy This Home

Multiple financing options available for this $222,999 home in ST PETERSBURG.

🏦

Conventional

$11,150 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 4, 2026.

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