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$199,000

2621 COVE CAY DRIVE UNIT 703, CLEARWATER, FL 33760

3D Tour
Active12 days on market

Beds

2

Baths

2

Sq Ft

1,050 sq ft

Year Built

1974

Lot Size

2.00 acres

Garage

—

About This Property

Virtually Staged. Own this exceptional, fully remodeled 2-bedroom, 2-bathroom condo in the highly desirable Cove Cay Golf Community on the shores of Tampa Bay. Unit #703 offers relaxing water views in a pet-friendly, amenity-rich community. Enjoy a spacious living room, a modern kitchen with quartz countertops, wooden cabinets, and backsplash, and completely renovated bathrooms, inside laundry. The primary suite features a walk in closet and an ensuite with water views, complemented by vinyl plank flooring throughout and ample storage. Recent updates include fresh interior paint, ready for you to move in and make it your own. "Virtually Staged" Experience resort-style living with a Clubhouse, Pool, Hot Tub, Sauna, Fitness Center, Library, Shuffleboard, and Gated Security along with access to the Golf Course, Marina, Restaurant, and Dockside Grill. Seize the opportunity to make this breathtaking condo your forever home.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8551718
StatusActive
Year Built1974
Stories10
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCOVE CAY 26-21 VILLAGE II
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringTile, Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryOutside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOutdoor Grill
Lot Size2.00 acres (1,000 sq ft)
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Heated, In Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$796 / Monthly
Senior CommunityNo

Financial Details

List Price$199,000
Annual Taxes$1,006 (2025)
FinancingCash, Conventional, FHA
Parcel #292916187150000703

Directions

Us19 right on cove cay

Location

2621 COVE CAY DRIVE UNIT 703, CLEARWATER, FL 33760

Listing Information

Office1 REALTY GROUP LLC
ListedSeptember 24, 2026

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Home Price

$199,000

20% ($39,800)
6.75%

Loan Term

Principal & Interest$1,033
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,365
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How to Buy This Home

Multiple financing options available for this $199,000 home in CLEARWATER.

🏛️

FHA Loan

$6,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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