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- 3608 VALLEY TRAIL
$208,000
3608 VALLEY TRAIL, LAKELAND, FL 33810
Beds
5
Baths
2
Sq Ft
1,976 sq ft
Year Built
1999
Lot Size
0.87 acres
Garage
—
About This Property
5 BEDROOMS, 2 BATHS, NEARLY AN ACRE & NO HOA! If you’ve been looking for more space without giving up everyday convenience, this North Lakeland property delivers. Offering nearly 2,000 sq ft of living space on approximately 0.87 acres, the home features five bedrooms, 2.5 bathrooms and a flexible floor plan with room for a larger household, guests, a home office or multigenerational living. Outside, the expansive fenced property gives you plenty of room for pets, entertaining, gardening, recreational toys and more, plus a storage shed for added convenience. The home is ready for its next owner to bring their vision and personal touches, offering an opportunity to update it to their taste and build equity along the way. Enjoy the space and privacy of a large homesite while still being conveniently located near Publix, shopping, restaurants, Lakeland Square Mall, entertainment and the US-98 retail corridor, with access to I-4 for travel toward Tampa and Orlando. With 5 bedrooms, nearly 2,000 sq ft, approximately 0.87 acres and NO HOA or CDD, this property offers an incredible combination of space, location and potential. Schedule your private showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Driving Directions: From I-4, take Exit 32 for US-98 N toward Lakeland. Head north on US-98 N, turn left onto W Socrum Loop Rd, then continue toward Kathleen Rd. Turn onto Deeson Rd, then onto Valley Trl. Continue to 3608 Valley Trl. Property will be on your route. Use GPS for most accurate directions.
Location
3608 VALLEY TRAIL, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$208,000
Loan Term
How to Buy This Home
Multiple financing options available for this $208,000 home in LAKELAND.
🏛️
FHA Loan
$7,280 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,400 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.