$425,000
2805 NORTHCOTE DRIVE, PALM HARBOR, FL 34684
Beds
3
Baths
2
Sq Ft
1,035 sq ft
Year Built
1983
Lot Size
0.14 acres
Garage
1
About This Property
Virtually Staged. **PRICE IMPROVEMENT** You haven't seen a Lake St. George home updated like this one!! Truly MOVE IN READY and with contemporary style, this renovated Palm Harbor residence pairs high-end designer finishes with exceptional modern comfort. Mortgage savings may be available for buyers of this listing - ask the Agent. Step inside to discover brand-new Coretec Balanced Oak wide-plank flooring seamless throughout, leading into light-filled living areas framed by vaulted ceilings. The fully equipped kitchen features crisp white shaker cabinetry, granite countertops and a newer dishwasher. Both bathrooms have been completely transformed into luxury spa retreats, featuring brand-new vanities, custom marble shower niches, exquisite Spanish and Italian tiles, a deep Kohler soaking tub and smart bidet toilet in the second bath, and a fabulous oversized shower in the Primary bath. In addition to the three bedrooms, newer mini-split systems installed in both the lanai and garage create versatile, climate-controlled environments perfect for a home gym, workshop, or expanded entertaining space. The outdoor and multi-purpose areas are equally impressive, showcasing fresh side paver and stone landscaping along with a newer custom vinyl fence enclosing the private backyard with ample room for kids, pets and whatever oasis you want to create! For peace of mind, the home comes fully equipped with a suite of high-value practical upgrades. These essential features include a brand-new water heater, a newly installed washer and dryer package, brand-new insulation and ceiling work in the primary bedroom, a fully serviced HVAC system, and solar panels to maximize energy efficiency. Nestled in the heart of the sought-after Lake St. George community that feeds into TOP RATED Palm Harbor schools, Residents enjoy the community pool and the just-completed multi-sport court complex with pickleball and more. Minutes to Honeymoon Island, downtown Dunedin, Tampa Road shopping and excellent restaurants like Mystic Fish, Positano's and The Green Table. This home truly offers it all, make your appointment today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From FL-584 W/Tampa Rd Continue straight onto Tampa Rd Turn left onto Lake St George Dr Turn left onto Northcote Dr
Location
2805 NORTHCOTE DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$425,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $425,000 home in PALM HARBOR.
🏛️
FHA Loan
$14,875 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.