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$399,000

5527 CUMBERLAND STAR COURT, LUTZ, FL 33558

3D Tour
Active9 days on market

Beds

2

Baths

3

Sq Ft

1,961 sq ft

Year Built

2018

Lot Size

0.05 acres

Garage

1

About This Property

Virtually Staged. Enjoy peaceful pond and conservation views from this beautifully upgraded townhome in the gated community of Lakeshore Preserve, where the screened porch offers a relaxing backdrop of water, trees, and Florida wildlife. With the community pool just steps away, this home combines a serene setting with everyday convenience. Inside, the open first floor features stylish wood-look tile, a bright living and dining area, and an upgraded kitchen with an oversized granite island, stainless steel appliances, abundant cabinetry, backsplash, and a large walk-in pantry. Additional features include plantation shutters, electric shades on the sliding glass doors, a water softener, under-stair storage, a half bath, and a one-car garage. Upstairs, a spacious loft separates two oversized primary-style suites, each with an ensuite bathroom, dual sinks, granite countertops, and a walk-in closet. The loft offers flexibility for an office, media room, workout space, playroom, or possible future conversion to a third bedroom. A larger upstairs laundry room adds extra function and storage. This home offers low-maintenance living with no CDD and a reasonable HOA fee that includes water and irrigation. Zoned for highly sought-after Schwarzkopf Elementary, Martinez Middle, and Steinbrenner High School, with easy access to the Veterans Expressway, Tampa airport, shopping, dining, parks, and trails. This lovely townhome is a wonderful opportunity to enjoy easy living, pretty views in one of the area’s most desirable school zones.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8551897
StatusActive
Year Built2018
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionLAKESHORE PRESERVE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorLiving Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener
LaundryInside, Upper Level
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.05 acres (1,960 sq ft)
Road SurfacePaved
ViewPool, Trees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Sewer Connected, Street Lights

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$398 / Monthly
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$6,666 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRMC-9
Parcel #U172718A7N00000000032.0

Schools

ElementarySchwarzkopf-HB
MiddleMartinez-HB
HighSteinbrenner High School

Directions

North on Dale Mabry Hwy to West on Van Dyke Rd to Lakeshore Dr. - Lakeshore Preserve is on the right.

Location

5527 CUMBERLAND STAR COURT, LUTZ, FL 33558

Listing Information

OfficeLPT REALTY, LLC
ListedOctober 12, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in LUTZ.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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