$590,000
5451 TROPIC DRIVE, NEW PORT RICHEY, FL 34653
Beds
4
Baths
5
Sq Ft
2,332 sq ft
Year Built
1996
Lot Size
0.15 acres
Garage
3
About This Property
A Rare Opportunity in New Port Richey! Welcome to 5451 Tropic Dr, a property that combines space, comfort, waterfront living, and a financing opportunity that could make a significant difference for the next homeowner. This spectacular, fully remodeled residence features 4 bedrooms and 4.5 bathrooms, offering plenty of space and privacy for the entire family. Every area has been thoughtfully renovated to create a modern, comfortable home that is ready to enjoy from day one. In addition, the property features a private efficiency with its own separate entrance, ideal for hosting family members or guests while giving them their own space and allowing everyone to maintain their privacy. This unique feature adds even more comfort and versatility to the home. And if living in Florida means enjoying the outdoors, you’ll have your own private oasis right at home. ???? The property features a private swimming pool, perfect for enjoying year-round, entertaining family and friends, or simply relaxing after a long day. But there’s something that makes this property even more special: its waterfront location on a canal with access to the Gulf, giving you the opportunity to enjoy the Florida waterfront lifestyle with the water literally in your backyard. The home is also located on a dead-end street, providing a quieter setting with less traffic. ?? And here is one of the most attractive opportunities: the existing mortgage may be assumable at an approximate 5.6 interest rate. In a market where current interest rates can be considerably different, this is an opportunity worth exploring. 4 Bedrooms 4.5 Bathrooms Fully Remodeled Private Efficiency with Separate Entrance Private Swimming Pool Canal with Gulf Access Dead-End Street Potential to Assume the Existing Mortgage at 5.6 This is more than just a home; it’s an opportunity to enjoy the Florida lifestyle you are looking for, with features that don’t come on the market every day. ?? 5451 Tropic Dr, New Port Richey, FL 34653 Schedule your private showing and come discover everything this property.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
Take I-75 N and FL-54 W to Madison St in Elfers Continue on Madison St. Drive to Tropic Dr in New Port Richey
Location
5451 TROPIC DRIVE, NEW PORT RICHEY, FL 34653
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$590,000
Loan Term
How to Buy This Home
Multiple financing options available for this $590,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$20,650 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
More Homes in New Port Richey
More Homes in New Port Richey
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 25, 2026.