$475,000
116 N DUNCAN AVENUE, CLEARWATER, FL 33755
Beds
4
Baths
2
Sq Ft
1,962 sq ft
Year Built
1949
Lot Size
0.18 acres
Garage
—
About This Property
Virtually Staged. Welcome to 116 N Duncan Ave, a unique Clearwater opportunity offering flexibility for both homeowners and investors. From the street, this property has the charm and feel of a single-family home, but inside you’ll find a fully permitted duplex with two separate 2-bedroom, 1-bath units. One unit is currently tenant occupied, providing immediate rental income, while the second unit is vacant and ready for its next owner, occupant, or tenant. Live in one side and help offset your housing costs with income from the other, create space for extended family, or add a versatile two-unit property to your investment portfolio. Each unit offers its own kitchen, laundry, and parking, giving both households the independence and functionality of separate living spaces. Conveniently located on a corner lot in Clearwater with access to shopping, dining, major roadways, and everything the surrounding Tampa Bay area has to offer. Whether you’re looking for a house-hack opportunity, multi-generational living, or an income-producing property, 116 N Duncan Ave offers options that are increasingly hard to find. This one's definitely worth singing about.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 60/Gulf-to-Bay Blvd, turn right onto Keene Rd. Turn left onto Cleveland St, then right onto N Duncan Ave. Property will be on the left at the corner of Grove St and N Duncan Ave.
Location
116 N DUNCAN AVENUE, CLEARWATER, FL 33755
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$475,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $475,000 home in CLEARWATER.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.