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$499,900

4515 46TH AVE N, ST PETERSBURG, FL 33714

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,571 sq ft

Year Built

2003

Lot Size

0.23 acres

Garage

2

About This Property

Welcome to 4515 46th Avenue North, a well-maintained St. Petersburg home offering comfortable living, flexible space, and a convenient central location. Hard wood flooring throughout, elevated ceilings enhance the main living room, dining area, and kitchen, creating a bright and open floor plan. The kitchen overlooks the living and dining spaces and offers generous cabinetry, a pantry, and ample prep space, ideal for both everyday living and entertaining. The spacious primary retreat occupies its own side of the home, providing added privacy along with a large walk-in closet and en-suite bathroom featuring a walk-in shower. Two additional well-sized bedrooms are located in a separate wing near the guest bathroom and linen closet. The expansive Florida room provides a versatile setting for relaxing, entertaining, working from home, or creating a hobby area. The generously sized backyard is fully fenced for added privacy and includes a large storage shed. It also offers potential space for a future pool, subject to buyer verification and applicable approvals. The rear portion of the property provides convenient room for RV or boat parking, an increasingly valuable feature for enjoying the Florida lifestyle. Public permit records reflect several important improvements, including a roof completed in 2024 and a water heater completed in 2025, offering added value and peace of mind for the next owner. Outdoor recreation is just moments away at the newly rebuilt, 38-acre Raymond H. Neri Community Park. Amenities include a paved one-mile multiuse trail, playgrounds, fitness equipment, separate dog parks, picnic shelters, observation areas, and scenic views along Joe’s Creek. The home is conveniently located near shopping, dining, recreation, and everyday services. Access to I-275 is only minutes away, providing direct connections to downtown St. Petersburg, Tampa, area employment centers, Tampa International Airport, and the Gulf beaches. Best of all, the property has no HOA or CDD fees. According to current public records, the property is located in FEMA Flood Zone X, outside the Special Flood Hazard Area. Buyers should independently verify flood-zone information and insurance requirements. Whether enjoying the nearby park, entertaining at home, storing a boat or RV, or traveling throughout the Tampa Bay area, this property offers the space, convenience, and flexibility today’s buyers are looking for.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552088
StatusActive
Year Built2003
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
Subdivision00000
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s)
FlooringHardwood
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters, Sidewalk
FencingChain Link, Vinyl
Lot Size0.23 acres (10,149 sq ft)
Lot FeaturesIrregular Lot, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$499,900
Annual Taxes$2,123 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #033116000002301810

Schools

ElementaryBlanton Elementary-PN
MiddleTyrone Middle-PN
HighDixie Hollins High-PN

Directions

From I-275, take Exit 26 for 54th Avenue North and travel west. Turn left onto 46th Street North, then turn left onto 46th Avenue North. The property will be on the right at 4515 46th Avenue North.

Location

4515 46TH AVE N, ST PETERSBURG, FL 33714

Listing Information

OfficeRE FLORIDA HOMES
ListedSeptember 25, 2026

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Home Price

$499,900

20% ($99,980)
6.75%

Loan Term

Principal & Interest$2,594
Property Tax (est.)$458
Insurance (est.)$150
Total Monthly$3,202
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,900 home in ST PETERSBURG.

🏛️

FHA Loan

$17,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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