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$540,000

7040 LUMBERTON ROAD, ZEPHYRHILLS, FL 33540

3D Tour
Active19 days on market

Beds

4

Baths

2

Sq Ft

2,545 sq ft

Year Built

2008

Lot Size

3.02 acres

Garage

,

About This Property

3.02 cleared acres, no HOA, no CDD, two gated entrances and room to actually use the land you own. This 4 bedroom, 2 bath Zephyrhills home offers 2,545 heated square feet on a fully fenced property with an electric gate, additional gated access, covered parking and a large detached open sided covered structure ideal for vehicles, trailers, equipment or storage. Built in 2008, the home features spacious living areas, an open kitchen and family room connection, updated bathrooms, upgraded shower finishes and a 2026 water heater. Outside, the land is the lifestyle. Bring the RV, boat, trailer, pets, gardening plans or recreational equipment. The mostly cleared acreage gives you room to spread out, while the private pond adds another unique feature to the property. Zoned AR and located in Flood Zone X, the home also offers private well and septic with no HOA restrictions and no CDD fees. And you do not have to give up convenience to get the space. SR 54 is just minutes away, with grocery stores, restaurants, Downtown Zephyrhills and major shopping along the US 301 corridor approximately 15 minutes from home. If you have been searching for more land, more privacy and more freedom without sacrificing indoor living space, 7040 Lumberton Road is worth seeing in person.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552136
StatusActive
Year Built2008
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionNA
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Range Hood, Refrigerator
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorStorage
Lot Size3.02 acres (131,551 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Available, Electricity Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$540,000
Annual Taxes$4,841 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAR
Parcel #222532000.0077.00000.0

Schools

ElementaryWoodland Elementary-PO
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

From SR 54 - Turn to go North on Lumberton Rd. The property will be on your right.

Location

7040 LUMBERTON ROAD, ZEPHYRHILLS, FL 33540

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 25, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$540,000

20% ($108,000)
6.75%

Loan Term

Principal & Interest$2,802
Property Tax (est.)$495
Insurance (est.)$150
Total Monthly$3,447
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $540,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$18,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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