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- Zephyrhills Homes for Sale
- 7040 LUMBERTON ROAD
Open House
Saturday, October 24 · 11:00 AM1:00 PM
$540,000
7040 LUMBERTON ROAD, ZEPHYRHILLS, FL 33540
Beds
4
Baths
2
Sq Ft
2,545 sq ft
Year Built
2008
Lot Size
3.02 acres
Garage
,
About This Property
3.02 cleared acres, no HOA, no CDD, two gated entrances and room to actually use the land you own. This 4 bedroom, 2 bath Zephyrhills home offers 2,545 heated square feet on a fully fenced property with an electric gate, additional gated access, covered parking and a large detached open sided covered structure ideal for vehicles, trailers, equipment or storage. Built in 2008, the home features spacious living areas, an open kitchen and family room connection, updated bathrooms, upgraded shower finishes and a 2026 water heater. Outside, the land is the lifestyle. Bring the RV, boat, trailer, pets, gardening plans or recreational equipment. The mostly cleared acreage gives you room to spread out, while the private pond adds another unique feature to the property. Zoned AR and located in Flood Zone X, the home also offers private well and septic with no HOA restrictions and no CDD fees. And you do not have to give up convenience to get the space. SR 54 is just minutes away, with grocery stores, restaurants, Downtown Zephyrhills and major shopping along the US 301 corridor approximately 15 minutes from home. If you have been searching for more land, more privacy and more freedom without sacrificing indoor living space, 7040 Lumberton Road is worth seeing in person.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 54 - Turn to go North on Lumberton Rd. The property will be on your right.
Location
7040 LUMBERTON ROAD, ZEPHYRHILLS, FL 33540
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$540,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $540,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$18,900 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$27,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.