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$629,900

3829 COLD CREEK DRIVE, VALRICO, FL 33596

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

2,467 sq ft

Year Built

1994

Lot Size

0.18 acres

Garage

2

About This Property

Virtually Staged. Completely renovated, modern, and move-in ready! Welcome to this stunning 4-bedroom, 3-bath pool home in highly sought-after Windsor Woods of Bloomingdale, in Valrico Florida! Renovated from top to bottom, this home combines sophisticated finishes with comfortable everyday living, featuring a brand-new roof, HVAC, kitchen, bathrooms, flooring, paint, and more. Step through the double front doors into an impressive two-story entry with soaring ceilings and an open staircase. The formal living and dining spaces lead into the heart of the home — a beautifully redesigned chef’s kitchen featuring solid-wood cabinetry with soft-close drawers, quartz countertops, and commercial-grade Forno stainless steel appliances. The adjoining eating nook opens to the spacious great room, creating an ideal flow for cooking, dining, and entertaining in this tri-level home. The great room features a custom-built wine and beverage bar, perfect for morning coffee or entertaining while enjoying the pool. The renovated downstairs full bathroom offers convenient pool access and features modern tile, a glass-enclosed shower, solid-wood cabinetry, quartz countertops, and a lighted anti-fog LED mirror. Upstairs, you’ll find four spacious bedrooms plus a versatile loft area ideal for a reading nook, home office, or homework area. The primary suite features vaulted ceilings and an oversized walk-in closet with ample storage. The primary bathroom is a true standout, featuring new 24" x 48" Italian porcelain tile, custom walk-in glass shower, rainfall showerhead, freestanding soaking tub, dual vanities, built-in LED niches, and upgraded lighting for a clean, elegant finish. The additional bedrooms feature brand-new high-grade carpet, waterproof padding, and generous closet space. The third bathroom has also been renovated with upgraded tile, a glass-enclosed shower/tub combo, rainfall showerhead, solid-wood cabinetry, quartz countertops, and a modern LED mirror. Outside, enjoy a private oasis with a pool and spa, covered lanai, and fully fenced yard — a great space for relaxing and entertaining. The extensive improvements include a Brand-New 30-year architectural shingle roof, Brand-New HVAC with heat pump, fresh interior and exterior paint, High End waterproof LVP flooring, new 24" x 48" Italian porcelain tile, high-grade carpet with waterproof padding, new 5¼-inch baseboards, solid-wood cabinetry, Forno stainless steel appliances, quartz countertops, new designer lighting fixtures, new blinds, and more. Located within Bloomigdales A-rated school district, shopping, dining, and everyday conveniences are just minutes away. You’ll enjoy easy access to Whole Foods, Publix, Sprouts Farmers Market, Starbucks, and Chik-fil-A to name a few. The area is also known for its numerous golf courses, recreational parks, trails, and more. Downtown Tampa is also less than 30 minutes away, with easy access to dining, shopping, and entertainment. With no HOA and a highly sought-after location, this Bloomingdale home is a must-see. Beautifully renovated and truly turnkey, this exceptional Valrico pool home offers modern finishes, a spacious layout, and an unbeatable location. Come see it for yourself!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552405
StatusActive
Year Built1994
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBLOOMINGDALE SEC P Q
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Luxury Vinyl, Porcelain Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Private Yard, Sidewalk, Sliding Doors
FencingFenced, Wood
Lot Size0.18 acres (8,050 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved, Asphalt, Concrete
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesChild Safety Fence, Gunite, In Ground, Screen Enclosure
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Public, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$629,900
Annual Taxes$7,861 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U07302136E00000600003.0

Schools

ElementaryAlafia-HB
MiddleBurns-HB
HighBloomingdale-HB

Directions

Bloomingdale to Culbreath, left on Treeline, right on Cold Creek. House is on the left.

Location

3829 COLD CREEK DRIVE, VALRICO, FL 33596

Listing Information

OfficeSIGNATURE REALTY ASSOCIATES
ListedSeptember 29, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$629,900

20% ($125,980)
6.75%

Loan Term

Principal & Interest$3,268
Property Tax (est.)$577
Insurance (est.)$150
Total Monthly$3,996
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $629,900 home in VALRICO.

🏛️

FHA Loan

$22,047 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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