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$609,900

4008 SILK OAK LANE, PALM HARBOR, FL 34685

3D Tour
Active8 days on market

Beds

2

Baths

2

Sq Ft

2,223 sq ft

Year Built

1998

Lot Size

0.14 acres

Garage

2

About This Property

ROOF REPLACEMENT JUST COMPLETED. Welcome to this beautifully appointed 2-bedroom, 2-bath home offering comfortable living, thoughtful updates, and stunning views of the 4th hole of the golf course. The spacious open-concept floor plan features a great room with soaring ceilings and transom windows, a dedicated dining room, and a bright breakfast area. LVP and ceramic flooring flow throughout the home. The well-designed kitchen offers updated cabinetry, convenient pot-and-pan drawers, slide-out storage, a large pantry, wine refrigerator, and an oversized island with abundant storage—perfect for entertaining and everyday living. The spacious primary suite features a luxurious bath with a walk-in shower, jetted tub, dual sinks, and private water closet. A separate office with built-in bookcases and French doors provides an ideal work-from-home space. Relax or entertain in the screened/caged lanai overlooking the golf course. Additional amenities include, 2022 A/C and heat pump, 200-amp electrical service, saltwater softener, and hookup for a portable generator. Enjoy all this along with access to the community pool and a wonderful golf course lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552437
StatusActive
Year Built1998
Stories1
Total Rooms10
ConstructionStucco
RoofTile
FoundationBlock, Slab
FacesWest
SubdivisionOAKMONT
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.14 acres (6,229 sq ft)
Lot Dimensions52 x 120
Lot FeaturesCul-De-Sac, Landscaped, Level, On Golf Course, Sidewalk
Road SurfaceAsphalt
ViewGolf Course
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$404 / Monthly
Senior CommunityNo

Financial Details

List Price$609,900
Annual Taxes$6,558 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-5
Parcel #282716629550000160

Directions

From East Lake Rd. West on Tarpon Lake Ave, Left on Live Oak, Left on Silk Oak Ln

Location

4008 SILK OAK LANE, PALM HARBOR, FL 34685

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedOctober 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$609,900

20% ($121,980)
6.75%

Loan Term

Principal & Interest$3,165
Property Tax (est.)$559
Insurance (est.)$150
Total Monthly$3,874
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How to Buy This Home

Multiple financing options available for this $609,900 home in PALM HARBOR.

🏛️

FHA Loan

$21,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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