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$349,990

424 BAHIA BEACH BOULEVARD, RUSKIN, FL 33570

Active10 days on market

Beds

3

Baths

3

Sq Ft

1,417 sq ft

Year Built

2007

Lot Size

0.04 acres

Garage

1

About This Property

YOUR LITTLE SLICE OF PARADISE AWAITS IN LITTLE HARBOR! Dreaming of coastal living with a little adventure just around the corner? This 3-story townhome is tucked away in the peaceful bayfront community of Little Harbor in Ruskin, FL, offering the perfect blend of laid-back beach-town charm and convenient access to Tampa Bay, St. Petersburg, and Sarasota, where you'll find plenty of popular downtown destinations, dining, shopping, and entertainment. Featuring 3 bedrooms and 3 bathrooms, this unique layout offers a private ensuite bathroom for two of the bedrooms and balcony for each bedroom, plus an additional balcony off the living room—perfect for soaking up the salty Florida breeze and enjoying the coastal atmosphere. Inside, you'll find an open living and dining area and a beautiful kitchen complete with solid wood cabinetry, granite countertops, and stainless-steel appliances. A 1-car garage and additional carport provide convenient parking. Enjoy the incredible amenities Little Harbor has to offer, including a white sandy beach, two waterfront restaurants, a sports bar and tiki bar, tennis courts, a fitness center, and heated swimming pools just steps away. Even better, HOA fees include water, trash, insurance, internet, and cable, adding extra value and convenience. Short-term rentals are allowed, making this an appealing opportunity for a full-time residence, a relaxing coastal getaway, or an investment property. Come experience the best of Florida's waterfront lifestyle in Little Harbor!

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8552573
StatusActive
Year Built2007
Stories3
Total Rooms5
ConstructionBlock
RoofMetal
FoundationSlab
FacesSoutheast
SubdivisionBAHIA BEACH TWNHMS PH 2
CountyHillsborough
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringCarpet, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Irrigation System, Sliding Doors
Lot Size0.04 acres (1,625 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Water Connected

Parking

GarageYes (1 spaces)
CarportYes

HOA & Community

HOAYes
HOA Fee$620 / Monthly
Senior CommunityNo

Financial Details

List Price$349,990
Annual Taxes$8,806 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U02321882I00000500004.0

Directions

From US Highway 41 N/US-41 N/FL-45 12.4 mi, about 13 min Turn left onto W Shell Point Rd 2.4 mi, about 5 min Turn right onto 32nd St NW about 0.3 mi, less than 1 min Turn left onto Bahia Beach Blvd about 0.1 mi, less than 1 min Turn left onto Mangrove Point Dr about 0.1 mi, less than 1 min Turn right

Location

424 BAHIA BEACH BOULEVARD, RUSKIN, FL 33570

Listing Information

OfficeLOKATION
ListedSeptember 26, 2026

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Home Price

$349,990

20% ($69,998)
6.75%

Loan Term

Principal & Interest$1,816
Property Tax (est.)$321
Insurance (est.)$150
Total Monthly$2,287
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How to Buy This Home

Multiple financing options available for this $349,990 home in RUSKIN.

🏛️

FHA Loan

$12,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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