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$340,000

7002 SUMMIT CIRCLE, WINTER HAVEN, FL 33884

Active1 days on market

Beds

3

Baths

2

Sq Ft

1,888 sq ft

Year Built

2005

Lot Size

0.18 acres

Garage

2

About This Property

Beautifully maintained 3-bedroom, 2-bath pool home in a quiet Winter Haven community with a low HOA of $260/year. This home offers extensive upgrades, modern finishes, and a bright, open layout designed for comfortable living. Major improvements include a new roof (2020), new AC (2020), tankless water heater (2021), updated windows (2018), Culligan water system (2016), and a new pool pump and filter (2025). The kitchen features granite countertops, stainless steel appliances, a breakfast bar, and excellent natural light. The bathrooms also include granite counters, updated fixtures, and a large tub in the primary suite. Paradise Walk in tub (2020) in second bathroom. Enjoy Florida living with a saltwater fiberglass pool, screened enclosure, covered patio, fenced yard and irrigation system. Interior highlights include multiple flex spaces, neutral paint, updated ceiling fans, clean flooring, and move-in ready condition. Located close to shopping, dining, medical facilities, Legoland, and major highways, this home offers strong value with thoughtful upgrades and excellent maintenance. Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552575
StatusActive
Year Built2005
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionSUMMIT EAST PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorAttic Fan, Attic Ventilator, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
FlooringCarpet, Laminate, Tile, Vinyl
AppliancesCooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air, Humidity Control
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox, Sliding Doors
FencingVinyl
Lot Size0.18 acres (8,037 sq ft)
Lot FeaturesCity Lot, Level
Road SurfacePaved
ViewPool

Pool & Spa

Private PoolYes
Pool FeaturesFiberglass, In Ground, Lighting, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Phone Available, Sewer Available, Street Lights, Water Available

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$260 / Annually
Senior CommunityNo

Financial Details

List Price$340,000
Annual Taxes$4,730 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272906855572001020

Schools

ElementaryGarden Grove Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Cypress Gardens Blvd, turn south onto Cypress Gardens Road. Continue to Lake Summit Drive and turn left. Follow Lake Summit Drive to Summit Circle and turn right. Home will be on the right.

Location

7002 SUMMIT CIRCLE, WINTER HAVEN, FL 33884

Listing Information

OfficeANGELA FOWLER REAL ESTATE, LLC
ListedSeptember 26, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$340,000

20% ($68,000)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,226
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $340,000 home in WINTER HAVEN.

🏛️

FHA Loan

$11,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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