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$278,000

105 N PEARL STREET, PLANT CITY, FL 33563

3D Tour
Active7 days on market

Beds

3

Baths

2

Sq Ft

1,368 sq ft

Year Built

1956

Lot Size

0.14 acres

Garage

—

About This Property

CORNER LOT • NO HOA • NO CDD • FLOOD ZONE X! This well-maintained 3-bedroom, 2-bath home offers 1,368 sq. ft. of heated living space in an established Plant City neighborhood. Recently painted inside and out, the home features an updated kitchen and bathrooms, plus valuable updates to the roof, A/C, plumbing, electrical system and panel, along with many updated windows. Tile flooring throughout, interior laundry, a fully fenced yard, storage shed and rain gutters add comfort and functionality. The spacious primary bedroom features a private bathroom and kitchenette area, creating a flexible space ideal for extended family, guests, or additional privacy. Conveniently located near Downtown Plant City, shopping, dining and major roadways, with easy access to Tampa and surrounding areas. Move-in ready with valuable updates and a versatile layout—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552679
StatusActive
Year Built1956
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionALDERMANS ADDITON TO PLANT CIRCLE
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringTile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorPrivate Yard, Rain Gutters, Storage
FencingChain Link
Lot Size0.14 acres (6,098 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$278,000
Original Price$290,000
Annual Taxes$3,373 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #P2928225D200000400001.0

Directions

GPS

Location

105 N PEARL STREET, PLANT CITY, FL 33563

Listing Information

OfficeMY REALTY GROUP, LLC.
ListedOctober 5, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$278,000

20% ($55,600)
6.75%

Loan Term

Principal & Interest$1,442
Property Tax (est.)$255
Insurance (est.)$150
Total Monthly$1,847
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How to Buy This Home

Multiple financing options available for this $278,000 home in PLANT CITY.

🏛️

FHA Loan

$9,730 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 12, 2026.

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