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$205,000

127 NANCY DRIVE UNIT 127, OLDSMAR, FL 34677

3D Tour
Active2 days on market

Beds

2

Baths

2

Sq Ft

1,094 sq ft

Year Built

1979

Lot Size

—

Garage

—

About This Property

Move-In Ready, Renovated First-Floor Condo in East Lake Woodlands! Relax & enjoy effortless Florida living w/ the much-coveted combination of a FIRST-FLOOR, MOVE-IN READY, MAINTENANCE-FREE 2-bedroom, 2-bath condo in the desirable gated golf community of East Lake Woodlands! This beautifully updated home has all the bells & whistles, including granite countertops, shaker-style cabinetry, tiled backsplash, LED lighting, tile & luxury laminate flooring throughout, Maytag washer & dryer, & an inlaid travertine-tiled patio floor. You'll like the peace of mind of a newer HVAC System & water heater (both '21). Be "wowed" w/ the peaceful & tranquil conservation & wooded views from the rear of the home! The excellent floorplan provides an open feel w/ abundant natural light & rear sliders leading to your private covered patio w/ additional storage—a perfect spot to relax & enjoy the natural surroundings. The desirable two-way split-bedroom plan offers both privacy & functionality. The spacious primary suite features an impressive three walk-in closets—one large & two additional closets—along w/ a private bath suite. Both bedrooms feature luxury laminate flooring w/ NO CARPET. Ground-floor living makes everyday access easy, & covered parking adds another level of convenience. Even better, the community swimming pool & clubhouse are located directly across the street, making it easy to enjoy the Florida lifestyle just steps from home. This Condo is NOT in a flood zone (Zone X). For those seeking additional resort & country club amenities, Ardea Country Club offers optional private memberships for addl. fees, incl. access to two 18-hole championship golf courses, tennis & pickleball, fitness center & classes, heated lap & free-form pools, dining, & social events. Membership is separate from the community. East Lake Woodlands offers a premier Oldsmar location convenient to shopping, restaurants, parks, medical facilities, A-rated schools, Tampa International Airport, award-winning Gulf beaches, & the many professional sporting events, concerts & entertainment destinations throughout the Tampa Bay area. Whether you're looking for a full-time residence, seasonal Florida retreat, or investment opportunity, this renovated first-floor condo combines comfort, convenience, peaceful, wooded views & the gated-community lifestyle that makes East Lake Woodlands such a desirable place to call home!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8552761
StatusActive
Year Built1979
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofMembrane
FoundationSlab
FacesEast
SubdivisionEAST LAKE WOODLANDS CONDO
CountyPinellas
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside, Laundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$205,000
Annual Taxes$665 (2025)
FinancingCash, Conventional
Parcel #092816239350040630

Directions

Tampa Rd. to main entrance to ELW. Through guard gate to Left on Woodlands Dr. to Right on Caryl Way to Left on Nancy Dr. Ample open parking spaces available.

Location

127 NANCY DRIVE UNIT 127, OLDSMAR, FL 34677

Listing Information

OfficeREAL ESTATE FIRM OF FLORIDA, LLC
ListedOctober 4, 2026

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Home Price

$205,000

20% ($41,000)
6.75%

Loan Term

Principal & Interest$1,064
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,402
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How to Buy This Home

Multiple financing options available for this $205,000 home in OLDSMAR.

🏦

Conventional

$10,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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