$205,000
541 S CLAYTON AVENUE, LAKELAND, FL 33801
Beds
2
Baths
1
Sq Ft
863 sq ft
Year Built
1953
Lot Size
0.15 acres
Garage
1
About This Property
Virtually Staged. Welcome to 541 South Clayton Avenue in Lakeland’s Biltmore Park, a 2-bedroom, 1-bath home offering 863 square feet of living space and a great opportunity for a first-time home buyer or investor. Built in 1953, the home has several major updates already in place, including a roof that is approximately five years old, a newer hot water heater, and a hospital-grade HVAC system replaced in 2025 that is designed to deliver strong, efficient cooling throughout the home. Inside, you’ll find a bright and comfortable living area, wood-look flooring, and a functional kitchen with wood cabinetry and plenty of storage. The home also includes an attached garage, a front patio, and a convenient accessibility ramp, while the backyard provides additional outdoor space with plenty of potential. With no HOA and no CDD, this Biltmore Park property offers an appealing combination of affordability, practical updates, and flexibility for buyers looking for a primary residence or investment opportunity in Lakeland.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Go south on Hollingsworth Drive, Right/West on E. Palmetto Street, Turn left on South Clayton Avenue.
Location
541 S CLAYTON AVENUE, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$205,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $205,000 home in LAKELAND.
🏛️
FHA Loan
$7,175 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$10,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.