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$205,000

541 S CLAYTON AVENUE, LAKELAND, FL 33801

3D Tour
Active6 days on market

Beds

2

Baths

1

Sq Ft

863 sq ft

Year Built

1953

Lot Size

0.15 acres

Garage

1

About This Property

Virtually Staged. Welcome to 541 South Clayton Avenue in Lakeland’s Biltmore Park, a 2-bedroom, 1-bath home offering 863 square feet of living space and a great opportunity for a first-time home buyer or investor. Built in 1953, the home has several major updates already in place, including a roof that is approximately five years old, a newer hot water heater, and a hospital-grade HVAC system replaced in 2025 that is designed to deliver strong, efficient cooling throughout the home. Inside, you’ll find a bright and comfortable living area, wood-look flooring, and a functional kitchen with wood cabinetry and plenty of storage. The home also includes an attached garage, a front patio, and a convenient accessibility ramp, while the backyard provides additional outdoor space with plenty of potential. With no HOA and no CDD, this Biltmore Park property offers an appealing combination of affordability, practical updates, and flexibility for buyers looking for a primary residence or investment opportunity in Lakeland.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552786
StatusActive
Year Built1953
Total Rooms5
ConstructionBlock, Brick, Vinyl Siding
RoofShingle
FoundationCrawlspace
FacesEast
SubdivisionBILTMORE PARK SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Solid Wood Cabinets
FlooringTile, Vinyl
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
FencingChain Link
Lot Size0.15 acres (6,564 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$205,000
Annual Taxes$2,733 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRB-1
Parcel #242819218000007111

Schools

ElementaryPhilip O’Brien Elementary
MiddleSleepy Hill Middle
HighLakeland Senior High

Directions

Go south on Hollingsworth Drive, Right/West on E. Palmetto Street, Turn left on South Clayton Avenue.

Location

541 S CLAYTON AVENUE, LAKELAND, FL 33801

Listing Information

OfficeFLORIDA EXECUTIVE REALTY
ListedSeptember 30, 2026

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Home Price

$205,000

20% ($41,000)
6.75%

Loan Term

Principal & Interest$1,064
Property Tax (est.)$188
Insurance (est.)$150
Total Monthly$1,402
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $205,000 home in LAKELAND.

🏛️

FHA Loan

$7,175 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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