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$235,000

38123 10TH AVENUE, ZEPHYRHILLS, FL 33542

3D Tour
Active23 days on market

Beds

2

Baths

1

Sq Ft

997 sq ft

Year Built

1974

Lot Size

0.16 acres

Garage

1

About This Property

MOVE-IN READY & BEAUTIFULLY REMODELED! Welcome to this charming 2-bedroom, 1-bath home with a 1-car garage, thoughtfully updated for easy Florida living. Major improvements are already complete, including a NEW ROOF and GUTTERS in 2026, NEW A/C in 2024, and an extensive remodel in 2025, including wood-look ceramic tile and NEW WINDOWS throughout the home. Step inside to a fresh, updated interior featuring a bright kitchen with crisp white cabinetry and stainless steel appliances. The adjoining dining area provides a comfortable space for everyday meals and entertaining. Out back, enjoy a fenced backyard with plenty of room to relax, garden, entertain, or create your own outdoor retreat. There's even 2 sheds to store tools and toys! The attached 1-car garage provides convenient parking plus additional storage. And here’s an added bonus—the home was recently appraised at $235,000, giving buyers added confidence in the value of this beautifully updated property. With its recent renovations, major big-ticket updates already completed, and a recent appraisal in hand, this Zephyrhills home offers the opportunity to simply move in and enjoy. Updated, affordable, and ready for its next owner—schedule your showing today! Short-term and seasonal rentals is allowed

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8552787
StatusActive
Year Built1974
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionCITY OF ZEPHYRHILLS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
FlooringCeramic Tile
AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorRain Gutters, Sidewalk
FencingChain Link
Other StructuresShed(s)
Lot Size0.16 acres (7,000 sq ft)
Lot FeaturesCity Lot
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$235,000
Annual Taxes$3,967 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR3
Parcel #212611001.0064.00013.0

Schools

ElementaryWest Zephyrhills Elemen-PO
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

US301 to W on 10th Ave. House is on the right.

Location

38123 10TH AVENUE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 29, 2026

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Home Price

$235,000

20% ($47,000)
6.75%

Loan Term

Principal & Interest$1,219
Property Tax (est.)$215
Insurance (est.)$150
Total Monthly$1,585
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $235,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$8,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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