$419,900
4531 W FERN STREET, TAMPA, FL 33614
Beds
4
Baths
2
Sq Ft
1,168 sq ft
Year Built
1963
Lot Size
0.15 acres
Garage
—
About This Property
Show-stopping mid-century modern home with high-end finishes, major 2026 upgrades, and the kind of curb appeal that immediately stands out. This fully permitted four-bedroom, two-bathroom home features a new roof (2026), electrical panel (2026), windows (2026), and hvac (2026). Step inside to a bright, beautifully finished interior centered around a stunning designer kitchen with upgraded quartz countertops, generous prep space, bar-stool seating, and plenty of room for an eat-in dining area. The elevated finishes and open layout make the space equally impressive for everyday living and entertaining. The spacious primary suite features a private en suite bathroom with a sleek glass-enclosed shower, while three additional bedrooms provide flexibility for family, guests, or a home office. A dedicated laundry room adds even more functionality. Outside, the home continues to impress with a large, fully fenced backyard and an expansive patio—perfect for relaxing, entertaining, pets, or enjoying Florida living year-round. Conveniently located near Leto High School with easy access to shopping, dining, major roadways, and everything Tampa has to offer.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Head west on Hillsborough Ave. Turn right onto N Hesperides St. Turn Left onto Fern St. House will be located on right hand side.
Location
4531 W FERN STREET, TAMPA, FL 33614
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$419,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $419,900 home in TAMPA.
🏛️
FHA Loan
$14,697 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$20,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.