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$614,000

340 55TH AVENUE S, ST PETERSBURG, FL 33705

Active36 days on market

Beds

3

Baths

2

Sq Ft

1,620 sq ft

Year Built

1957

Lot Size

0.18 acres

Garage

,

About This Property

Welcome to your private spot in the bayou! A completely renovated St. Pete retreat where timeless Florida living meets elevated, modern design. From the moment you walk through the door, this home feels special. Thoughtfully renovated throughout, the residence offers a beautiful blend of sophistication, warmth, and space, with multiple areas to relax, entertain, and truly enjoy everyday living. The heart of the home is its spacious living area, highlighted by a striking fireplace that creates a warm and inviting focal point. Beyond the main living room, the home offers additional family and flex spaces, giving you the rare luxury of having room for everyone to spread out. Whether you envision a cozy family room, game room, home office, media space, or an elegant sitting area, there is flexibility to make the home work for your lifestyle. The completely renovated kitchen is bright, airy, and designed to be both beautiful and functional, with modern cabinetry, quality finishes, and plenty of space to gather. The dining area flows naturally into the living spaces and opens toward the covered patio, making entertaining feel effortless. The primary suite provides a peaceful private retreat, while the additional bedrooms offer generous space for family, guests, or a dedicated office. Beautifully updated bathrooms and a separate laundry room add to the home's negotiable turnkey appeal. Then step outside... this backyard is the kind of space you rarely find this close to everything. The expansive yard gives you room to dream, with plenty of space for a future swimming pool, outdoor kitchen, lounge area, lush landscaping, or your own private Florida oasis. The covered patio creates an ideal outdoor living space, while the size and privacy of the yard give the property a true sense of escape. And just beyond your own backyard is everything that makes this location so desirable. Enjoy being moments from Little Bayou Park and the waterfront, with downtown St. Pete, local restaurants, entertainment, I-275, and the Gulf beaches all within easy reach. Add in the peace of mind that the home has never flooded, and you have a completely renovated property that delivers something truly special: space, style, privacy, and the St. Pete lifestyle you've been waiting for. Your private spot in the bayou is ready.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553028
StatusActive
Year Built1957
Stories1
Total Rooms12
ConstructionBlock, Concrete
RoofMembrane
FoundationSlab
FacesNorth
SubdivisionCASTLE HEIGHTS
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Coffered Ceiling(s), Eating Space In Kitchen, Open Floorplan, Other, Primary Bedroom Main Floor, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors
FencingFenced, Wood
Lot Size0.18 acres (7,976 sq ft)
Lot FeaturesCleared, FloodZone, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Street Dead-End, Street One Way
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$614,000
Original Price$630,000
Annual Taxes$5,096 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningNS-2
Parcel #073217142740000060

Schools

ElementaryLakewood Elementary-PN
MiddleBay Point Middle-PN
HighLakewood High-PN

Directions

4th St S to 55th Ave S, East to property

Location

340 55TH AVENUE S, ST PETERSBURG, FL 33705

Listing Information

OfficeARC REALTY GROUP
ListedSeptember 28, 2026

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Home Price

$614,000

20% ($122,800)
6.75%

Loan Term

Principal & Interest$3,186
Property Tax (est.)$563
Insurance (est.)$150
Total Monthly$3,899
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $614,000 home in ST PETERSBURG.

🏛️

FHA Loan

$21,490 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,700 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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