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$209,990

2210 UTOPIAN DRIVE E UNIT 203, CLEARWATER, FL 33763

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,325 sq ft

Year Built

1997

Lot Size

—

Garage

—

About This Property

Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8553195
StatusActive
Year Built1997
Stories3
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionON TOP OF THE WORLD
CountyPinellas
OwnershipCondominium
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryCommon Area, Inside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesCable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$209,990
Annual Taxes$3,030 (2025)
FinancingCash, Conventional
ZoningX
Parcel #062916641330962030

Directions

From Belcher Rd, east on Montclair Rd. Then north on Utopian Dr. Go through the gate, then right on Utopian Dr. E. Condo is on the left hand side. You may park in any spot labeled "V" for visitors.

Location

2210 UTOPIAN DRIVE E UNIT 203, CLEARWATER, FL 33763

Listing Information

OfficeON TOP OF THE WORLD RE
ListedSeptember 30, 2026

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Preferred Time

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Home Price

$209,990

20% ($41,998)
6.75%

Loan Term

Principal & Interest$1,090
Property Tax (est.)$192
Insurance (est.)$150
Total Monthly$1,432
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How to Buy This Home

Multiple financing options available for this $209,990 home in CLEARWATER.

🏦

Conventional

$10,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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