$369,900
4435 HORSE CREEK LANE, LAKELAND, FL 33811
Beds
4
Baths
2
Sq Ft
2,000 sq ft
Year Built
2022
Lot Size
0.23 acres
Garage
2
About This Property
Welcome to 4435 Horse Creek Lane, a beautifully maintained 4-bedroom, 2-bath home located in the desirable Riverstone community of Lakeland. Situated on an oversized lot, this home offers a backyard setting that truly stands out, with peaceful views overlooking a small neighboring farm where you may even catch sight of the resident donkeys. Inside, the open floor plan is designed for both everyday living and entertaining. The kitchen features stone countertops, stainless steel appliances, abundant cabinetry, and a large center island with bar seating. Ceramic tile runs throughout the main living areas, with carpeting in select bedrooms for added comfort. The spacious primary suite includes dual sinks, a walk-in shower, and a walk-in closet. Additional highlights include a two-car garage and a generously sized backyard that is vinyl fenced along the front and sides, with wire fencing along the rear to preserve the open view toward the farm. Built in 2022, this home combines modern construction, a functional single-story layout, and the extra space of an oversized homesite. Riverstone offers a vibrant community lifestyle with neighborhood pools, playgrounds, parks, walking and jogging paths, a dog park, and other recreational amenities, all while providing convenient access to shopping, dining, and major roadways throughout Lakeland. If you have been looking for a newer home with extra outdoor space, a great community, and a backyard view that feels anything but typical, this one deserves a closer look.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From I-4, take Exit 27 toward Polk Parkway/SR-570. Continue on Polk Parkway, then take the exit toward Waring Road. Continue toward Pipkin Road and follow Pipkin Road to the Riverstone community. Enter Riverstone and continue to Horse Creek Lane. Property will be at 4435 Horse Creek Lane.
Location
4435 HORSE CREEK LANE, LAKELAND, FL 33811
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$369,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $369,900 home in LAKELAND.
🏛️
FHA Loan
$12,947 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$18,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.