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$469,900

14906 N BAYSHORE DRIVE, MADEIRA BEACH, FL 33708

Active1 days on market

Beds

3

Baths

2

Sq Ft

1,399 sq ft

Year Built

1970

Lot Size

0.08 acres

Garage

—

About This Property

Virtually Staged. TURNKEY MADEIRA BEACH DUPLEX WITHIN WALKING DISTANCE TO THE BEACH! Whether you're looking for an income-producing investment, a beach property with two rental units, or the opportunity to live in one side while renting the other, this completely updated duplex offers exceptional flexibility in one of Pinellas County’s most desirable beach communities. The property features a spacious 2-bedroom, 1-bath unit and a separate 1-bedroom, 1-bath unit, providing two potential income streams under one roof. Both units have been storm-remediated and completely renovated, with all work finished and ready for the next owner. This is a truly turnkey opportunity with a new roof, new water heaters, new A/C systems, updated kitchens and bathrooms, and numerous additional upgrades throughout. Both kitchens feature quartz countertops, white shaker cabinetry and stainless steel appliances, creating a clean, modern coastal feel. The exterior has been freshly painted and professionally landscaped, while the low-maintenance turfed backyard with string lighting provides a great outdoor space for tenants, guests or your own beach evenings. The property also offers four dedicated parking spaces in addition to available street parking. Best of all, leave the car at home and walk to Madeira Beach and the Gulf of Mexico, while also enjoying easy access to nearby restaurants, shopping, entertainment, boating and everything the beach lifestyle has to offer. For investors, the two-unit configuration provides the opportunity to generate income from both sides. For an owner-occupant, live in one unit and rent the other to help offset your monthly expenses. With all renovations completed and an outstanding Madeira Beach location, this is a true turnkey coastal property offering multiple ways to use it and generate income. Buyer to verify rental restrictions, projected rents, permitted uses and income/expense information.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8553465
StatusActive
Year Built1970
ConstructionBlock
RoofMembrane, Shingle
FoundationSlab
SubdivisionNORTH MADEIRA SHORES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringTerrazzo
LaundryCommon Area
CoolingMini-Split Unit(s), Wall/Window Unit(s)
HeatingHeat Pump

Exterior & Lot

ExteriorCourtyard, Fenced, Outdoor Shower, Private Mailbox, Private Yard, Rain Gutters
Lot Size0.08 acres (3,376 sq ft)
Lot Dimensions45 x 75
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$469,900
Annual Taxes$4,515 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR-2
Parcel #093115608580000980

Schools

ElementaryOrange Grove Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

West on 150 Ave, left on First St E, left on Bayshore. Property on right. No sign.

Location

14906 N BAYSHORE DRIVE, MADEIRA BEACH, FL 33708

Listing Information

OfficeSEA GLASS FLORIDA PROPERTIES
ListedSeptember 30, 2026

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Home Price

$469,900

20% ($93,980)
6.75%

Loan Term

Principal & Interest$2,438
Property Tax (est.)$431
Insurance (est.)$150
Total Monthly$3,019
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $469,900 home in MADEIRA BEACH.

🏛️

FHA Loan

$16,447 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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