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$550,000

401 46TH AVENUE S, ST PETERSBURG, FL 33705

Active1 days on market

Beds

5

Baths

4

Sq Ft

2,091 sq ft

Year Built

1954

Lot Size

0.27 acres

Garage

1

About This Property

HOME WITH A TROPICAL ORCHARD and IN-LAW SUITE: NO HOA, NO CDD, Spacious 5-bedroom, 4-bathroom BLOCK home situated on a large corner lot with 0.27 ACRES. The property offers generous living space with a living room/dining room combination, separate den, large custom kitchen and SPLIT FLOOR PLAN. PRIVATE ENTRANCE to the IN-LAW SUITE or SECONDARY PRIMARY BEDROOM with en suite bathroom, whirlpool tube/shower combo and walk-in closet. Enjoy the airy front porch overlooking the neighborhood, along with a screened-in rear lanai ideal for relaxing or entertaining. Recent updates include new plumbing (2025), central HVAC system (2022), solar panels (2020), roof (2014) and most windows have been updated to DOUBLE PANE WINDOWS. ELECTRIC BILL IS $35 monthly and the solar panels will be paid off by the seller at close of escrow. PRIVATE FENCED back and side yards feature a privacy fence and mature tropical landscape, including MATURE AVOCADO, SWEETSOP, BANANA, MANGO, PAPAYA, CASSAVA, and ACKEE trees. There is a VEGETABLE GARDEN area and an EXTERIOR STORAGE SHED. A custom irrigation/sprinkler system helps maintain the grounds. The home is constructed of CONCRETE BLOCK with SLAB FOUNDATION. A large concrete driveway accommodates approximately four vehicles, with additional street parking available. Located in Flood Zone X. Conveniently situated just minutes from Downtown St. Petersburg, local restaurants and entertainment, approximately 20 minutes to FORT DE SOTO BEACH and St. Pete-Clearwater International Airport.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553502
StatusActive
Year Built1954
Total Rooms11
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBAYOU BONITA SEC D
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Dry Bar, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Storage
Other StructuresShed(s), Storage
Lot Size0.27 acres (11,665 sq ft)
Road SurfaceConcrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$550,000
Annual Taxes$1,253 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #063217037800180220

Schools

ElementaryLakewood Elementary-PN
MiddleBay Point Middle-PN
HighLakewood High-PN

Directions

I-275 to Exit 17, Travel East on 54th Ave S, Left on 4th St S, Left on 46th Ave S, 1st home on right RED BRICK 401. Corner Lot.

Location

401 46TH AVENUE S, ST PETERSBURG, FL 33705

Listing Information

OfficeSANTANA AND COMPANY REAL ESTATE
ListedSeptember 30, 2026

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Home Price

$550,000

20% ($110,000)
6.75%

Loan Term

Principal & Interest$2,854
Property Tax (est.)$504
Insurance (est.)$150
Total Monthly$3,508
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $550,000 home in ST PETERSBURG.

🏛️

FHA Loan

$19,250 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$27,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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