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$435,500

1681 MACDONNELL COURT, PALM HARBOR, FL 34684

3D Tour
Active0 days on market

Beds

2

Baths

2

Sq Ft

1,879 sq ft

Year Built

1981

Lot Size

0.20 acres

Garage

2

About This Property

Experience refined 55+ living in Highland Lakes, one of Palm Harbor’s most desirable active-adult communities. This beautifully maintained 2-bedroom, 2-bath residence offers 1,879 sq. ft. of thoughtfully designed living space, plus an additional newly finished approximately 300 sq. ft. bonus room with large hurricane windows. The versatile bonus space is ideal for a private office, studio, fitness room, hobby area, or additional entertaining space. A light-filled interior and desirable split-bedroom floor plan create an inviting sense of comfort and privacy. The formal living and dining rooms provide elegant spaces for entertaining, while the spacious family room offers a relaxed setting for everyday living. The well-appointed kitchen features generous cabinetry and storage. The private primary suite is thoughtfully separated from the secondary bedrooms for a peaceful retreat. Highland Lakes offers an exceptional resort-style lifestyle with free, unlimited golf on three private executive courses, tennis and pickleball, complimentary RV/boat storage, and an impressive clubhouse featuring an Olympic-sized heated pool and spa, billiards, library, craft rooms, professional woodshop, auditorium, and extensive social activities. The Lake Tarpon Lodge adds another level of recreation with a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats, and beautiful lakefront gathering spaces. Situated in a high-elevation area outside the flood hazard zone and conveniently located near Gulf beaches, shopping, dining, medical facilities, entertainment, and two international airports. A beautifully appointed home with exceptional additional space and an extraordinary Palm Harbor lifestyle awaits.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553545
StatusActive
Year Built1981
Stories1
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionHIGHLAND LAKES UNIT 14 PH 2
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.20 acres (8,799 sq ft)
Lot Dimensions80 x 110
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$435,500
Original Price$430,500
Annual Taxes$6,979 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-7.5
Parcel #052816389050001450

Directions

US 19 N to Highland Lakes main entrance (fountains) north of Nebraska Ave. Follow entrance road to a left onto E Dorchester Dr. Take a right onto Highlands Blvd N. Go to Macdonnell Dr make a right. Property located on the right.

Location

1681 MACDONNELL COURT, PALM HARBOR, FL 34684

Listing Information

OfficePREMIER SOTHEBY'S INTL REALTY
ListedSeptember 30, 2026

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Home Price

$435,500

20% ($87,100)
6.75%

Loan Term

Principal & Interest$2,260
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,809
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How to Buy This Home

Multiple financing options available for this $435,500 home in PALM HARBOR.

🏛️

FHA Loan

$15,243 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,775 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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