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$625,000

13943 NATURES RESERVE DRIVE, LITHIA, FL 33547

3D Tour
Active0 days on market

Beds

3

Baths

3

Sq Ft

2,640 sq ft

Year Built

2019

Lot Size

0.22 acres

Garage

3

About This Property

FROM THE DESIGNER KITCHEN TO THE INCREDIBLE OUTDOOR LIVING SPACE, EVERY INCH OF THIS HOME FEELS LIKE IT WAS PULLED STRAIGHT FROM A MODEL HOME! Located on a beautifully landscaped, fenced corner lot in the gated Encore at FishHawk Ranch, one of Tampa Bay’s premier 55+ communities, this customized Lorenzo plan pairs sophisticated finishes with an exceptional layout and incredible indoor-outdoor living. Offering 3 bedrooms, 2.5 baths, a dedicated office, and a 3-car garage, this home has been thoughtfully upgraded from top to bottom. From the moment you step inside, the attention to detail stands out. Engineered hardwood floors, elegant crown molding, plantation shutters, luxury window treatments, and designer finishes carry throughout the bright, open-concept living spaces. Behind glass French doors, the spacious office offers the perfect setting for working from home, a craft room, library, or quiet den. The KITCHEN LOOKS LIKE IT CAME STRAIGHT FROM THE PAGES OF A HOME DESIGN MAGAZINE! Stunning floor-to-ceiling designer cabinetry creates a dramatic backdrop while providing incredible storage, complemented by stainless steel and built-in appliances, a vented hood, wine refrigerator, designer lighting, and an expansive center island with generous bar seating. Beautifully designed for both everyday living and entertaining, this showpiece kitchen flows seamlessly into the dining and great room. The great room makes a statement of its own with a striking accent wall and French door sliders that open wide to the lanai, creating an effortless connection between the indoor and outdoor living spaces. Step outside to an OVERSIZED SCREENED LANAI designed to enjoy Florida living year-round. A fully equipped outdoor kitchen makes entertaining easy, while the generous covered living space and separate sitting terrace provide multiple areas to dine, relax, and gather with friends. Beyond the lanai, the fenced and beautifully landscaped corner yard offers additional space and privacy. The primary suite is a true retreat with a spa-inspired en-suite bath and an impressive oversized walk-in closet complete with a custom built-in island dresser. A secondary bedroom at the front of the home features a spacious closet and private en-suite bath, while the third bedroom is tucked into a separate wing, providing flexibility and privacy for overnight guests. The upgrades extend well beyond the finishes. A WHOLE-HOUSE GENERAC GENERATOR provides added peace of mind, while a TANKLESS WATER HEATER adds everyday efficiency. Additional improvements include wildlife guard vents and premium exterior paint backed by a 25-year warranty. Living in Encore means enjoying an incredible resort-style lifestyle right outside your door. The community’s Oasis Club features a heated infinity pool and spa, fitness center, basketball, pickleball and bocce courts, grill stations, outdoor TVs, card rooms, gathering spaces, and an active calendar of opportunities to connect and enjoy the community. Residents also have access to additional FishHawk Ranch West amenities, including the Lake House, community pool, fitness facilities, and recreational spaces. This is more than a beautiful home. It is a thoughtfully designed space where luxury finishes, effortless entertaining, and the Encore lifestyle come together in one exceptional package!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553549
StatusActive
Year Built2019
Stories1
Total Rooms7
ConstructionBlock, Stone, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionFISHHAWK RANCH WEST PH 3B
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Engineered Hardwood
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener, Wine Refrigerator
LaundryInside, Laundry Room
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Outdoor Grill, Outdoor Kitchen, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
Other StructuresOutdoor Kitchen
Lot Size0.22 acres (9,508 sq ft)
Lot Dimensions69.93 x 135.96
Lot FeaturesCorner Lot, In County, Landscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Fiber Optics, Fire Hydrant, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$449 / Monthly
Senior CommunityYes

Financial Details

List Price$625,000
Annual Taxes$8,196 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U253020A8K00007600018.0

Directions

Head south on US-301 S, Use the left 2 lanes to turn left onto Boyette Rd, Turn right to stay on Boyette Rd, At the traffic circle, continue straight onto Barrington Stowers Dr, At the traffic circle, turn right onto Village Center Dr, At the traffic circle, continue straight to stay on Village Center Dr, Turn right onto Natures Preserve Dr/Natures Reserve Dr, Destination will be on the left: 13943 Natures Reserve Dr, Lithia, FL 33547

Location

13943 NATURES RESERVE DRIVE, LITHIA, FL 33547

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedOctober 1, 2026

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Home Price

$625,000

20% ($125,000)
6.75%

Loan Term

Principal & Interest$3,243
Property Tax (est.)$573
Insurance (est.)$150
Total Monthly$3,966
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How to Buy This Home

Multiple financing options available for this $625,000 home in LITHIA.

🏛️

FHA Loan

$21,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$31,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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