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$399,900

7178 121ST TERRACE, LARGO, FL 33773

3D Tour
Active3 days on market

Beds

3

Baths

2

Sq Ft

1,429 sq ft

Year Built

1984

Lot Size

0.18 acres

Garage

2

About This Property

Located in highly desired Pinebrook Estates. This 3 bedroom, 2 bath home with a 2 car garage features a split bedroom plan, a large open living area with vaulted ceilings, a wood burning fireplace and a spacious dining area. Very well maintained with most of the big ticket items updated in the past several years. Roof 2018, HVAC 2019, impact windows 2020 & 2023,... Enjoy super low energy bills with whole home solar installed in 2015 and paid off! Sprinkler system with reclaimed water. Newer exterior paint and brand new interior paint throughout. Move in and update at your pace! Convenient location. Approximate driving times- Downtown St. Pete 20 mins, Downtown Tampa 30 mins, Tampa International Airport 20 mins, Clearwater 30 mins, Sarasota 60 mins,... Visit any of the gorgeous Pinellas County Gulf Beaches in 20 to 40 mins from Clearwater to Fort Desoto!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553667
StatusActive
Year Built1984
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesNorth
SubdivisionPINEBROOK ESTATES
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s)
FlooringCarpet, Ceramic Tile, Laminate
AppliancesDishwasher, Electric Water Heater, Refrigerator, Solar Hot Water Owned
LaundryIn Garage
WindowsStorm Window(s)
CoolingCentral Air
HeatingElectric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System
FencingFenced, Wood
Lot Size0.18 acres (7,980 sq ft)
Lot Dimensions82 x 100
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Solar, Sprinkler Recycled, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,900
Annual Taxes$1,970 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #073016690560110070

Schools

ElementaryWalsingham Elementary-PN
MiddleFitzgerald Middle-PN
HighPinellas Park High-PN

Directions

66th N to West on 121st Ave N to North on 71 Way to West on 121st Terrace to address.

Location

7178 121ST TERRACE, LARGO, FL 33773

Listing Information

OfficeRE/MAX ACTION FIRST OF FLORIDA
ListedOctober 1, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$399,900

20% ($79,980)
6.75%

Loan Term

Principal & Interest$2,075
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,900 home in LARGO.

🏛️

FHA Loan

$13,997 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 4, 2026.

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