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$279,000

484 SANTA CRUZ PLACE NE UNIT F, ST PETERSBURG, FL 33703

3D Tour
Active32 days on market

Beds

2

Baths

2

Sq Ft

1,025 sq ft

Year Built

1989

Lot Size

,

Garage

,

About This Property

Available a great 2 bedroom /2 bathroom second floor condo located in Placido Bayou, a 360-acre gated community bordering Tampa Bay. This beautiful property is for the buyer who is looking for a location in an upscale neighborhood for an affordable price. The unit is well maintained, and offers a large open floor plan with enclosed sunroom bringing the outdoors in. Updated kitchen with granite countertops, stainless steel appliances and large peninsula for eat in dining and perfect for entertaining. Stacking washer and dryer off kitchen perfect for ease of use. Primary bedroom is large size with its own ensuite and walk-in closet. Updates include HVAC 2026, new interior paint throughout entire condo, new carpet on entry stairs. This building is well-maintained as well. The association has made the following updates: 2026 tiled roof, 2025 repaired stucco and exterior paint and 2026 termite tenting. This condo would make a great full-time residence, winter retreat or income property as annual rentals are allowed. 2 Pets (dogs or cats) up to 50 pounds total are welcomed! HOA fee includes water, sewer, trash pick-up, lawn care, paving, exterior building maintenance, pool and entrance gate. One assigned parking space with plenty of guest parking available. This is a great opportunity to live in a beautiful nature preserve setting.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8553746
StatusActive
Year Built1989
Stories1
Total Rooms4
ConstructionStucco
RoofTile
FoundationSlab
FacesWest
SubdivisionPLAZA VILLAS ONE CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Stone Counters, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Sidewalk
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Public, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$989 / Monthly
Senior CommunityNo

Financial Details

List Price$279,000
Original Price$295,000
Annual Taxes$4,399 (2025)
Parcel #053117720730004846

Schools

ElementaryNorth Shore Elementary-PN
MiddleMeadowlawn Middle-PN
HighNortheast High-PN

Directions

North on 1st Ave N, East on 47th Ave NE to Placido Bayou, pass through guard gate turn left onto Placido Parkway loop, turn left onto Corsica Dr NE, turn left onto Santa Cruz Place NE building 484 is at the end of the street. Unit F faces west.

Location

484 SANTA CRUZ PLACE NE UNIT F, ST PETERSBURG, FL 33703

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE
ListedOctober 2, 2026

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Home Price

$279,000

20% ($55,800)
6.75%

Loan Term

Principal & Interest$1,448
Property Tax (est.)$256
Insurance (est.)$150
Total Monthly$1,853
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $279,000 home in ST PETERSBURG.

🏛️

FHA Loan

$9,765 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: November 3, 2026.

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