Skip to main content
1 / 43

$515,000

9912 SMARTY JONES DRIVE, RUSKIN, FL 33573

3D Tour
Active1 days on market

Beds

4

Baths

3

Sq Ft

2,421 sq ft

Year Built

2017

Lot Size

0.17 acres

Garage

3

About This Property

Virtually Staged. THIS IS THE POOL HOME YOU’VE BEEN WAITING FOR! Beautifully upgraded, meticulously maintained and designed for the ultimate Florida lifestyle, this impressive Lennar Lancaster floor plan combines resort-style outdoor living with extensive modern upgrades, natural gas and thoughtful details throughout. Built in 2018, this home has been continuously enhanced to create a truly move-in-ready property where many of the big-ticket improvements have already been completed. The extended paver walkway and welcoming front porch create an inviting first impression before stepping inside. YOUR OWN PRIVATE BACKYARD RETREAT AWAITS! Added in 2020, the heated saltwater pool and screened pool enclosure feature a powerful 450,000 BTU natural gas heater, full smartphone automation allowing you to control pool functions from virtually anywhere, and a Paramount in-floor cleaning system—no traditional pool-cleaning robot needed. The spacious screened lanai provides an incredible setting for relaxing and entertaining, with natural gas connections already in place for a BBQ grill, outdoor kitchen, patio heater or fire pit. Electrical outlets are conveniently located both inside and outside the pool enclosure. Paver walkways extend along both sides of the home to the gates, while the 6-foot privacy fence installed in 2020 creates a private backyard oasis. Inside, the spacious Lancaster design features ceramic tile throughout the main living areas and an impressive kitchen showcasing 42-inch staggered espresso cabinetry with crown molding, granite countertops, pendant lighting over the island and a double oven with convection capability. A KitchenAid dishwasher installed in 2023, updated kitchen faucet and newer disposal add to the home's thoughtful improvements. Sliding glass doors from the family room create a seamless transition to the lanai and pool for effortless indoor-outdoor entertaining. The primary suite offers a relaxing retreat with dual vanities, espresso cabinetry, granite countertops, garden tub and separate walk-in shower, accented by nickel lighting and hardware. One secondary bathroom features a walk-in shower, while another offers a tub/shower combination, both finished with espresso cabinetry and granite countertops. The home was converted to natural gas in 2020 with an upgraded gas meter designed to accommodate the home's gas appliances. Improvements include a high-output natural gas tankless water heater, gas cooking and gas dryer capability, while electrical connections for the range and dryer remain for added flexibility. The Electrolux washer and gas dryer installed in 2022 are included. Additional features include upgraded carpet and padding installed in 2025, select updated interior paint and ceiling fans, Nest thermostat, hurricane shutters, whole-home backup generator connection installed in 2021, overhead garage storage and attic storage with a pull-down ladder. The home is wired for an exterior water softener, and the HVAC system has been professionally maintained annually. Front garden and park-strip electrical outlets make holiday decorating effortless and are conveniently controlled by a switch near the front porch. Enjoy an impressive array of community amenities including a resort-style pool and clubhouse, playground, tennis and basketball courts, and dog park—providing even more opportunities to relax, play and enjoy the Florida lifestyle.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553752
StatusActive
Year Built2017
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBELMONT PH 1C
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric, Natural Gas
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorSidewalk, Sliding Doors
FencingVinyl
Lot Size0.17 acres (7,205 sq ft)
Lot Dimensions61 x 117
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved, Asphalt

Pool & Spa

Private PoolYes
Pool FeaturesAuto Cleaner, Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$158 / Annually
Senior CommunityNo

Financial Details

List Price$515,000
Annual Taxes$7,831 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U1931209Z700001000009.0

Schools

ElementaryDoby Elementary-HB
MiddleEisenhower-HB
HighEast Bay-HB

Directions

Take US HWY 301 south towards Ruskin. Turn right onto Paseo Al Mar Blvd, then turn left onto Sherluck Wy. Turn right onto Smarty Jones Dr. Home will be on the right.

Location

9912 SMARTY JONES DRIVE, RUSKIN, FL 33573

Listing Information

OfficeRE/MAX REALTY UNLIMITED
ListedSeptember 30, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$515,000

20% ($103,000)
6.75%

Loan Term

Principal & Interest$2,672
Property Tax (est.)$472
Insurance (est.)$150
Total Monthly$3,294
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $515,000 home in RUSKIN.

🏛️

FHA Loan

$18,025 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$25,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Ruskin

More Homes in Ruskin

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

Call (813) 733-7907TextContact