Open House
Sunday, October 18 · 12:00 PM–3:00 PM
$659,000
8 CITRUS DRIVE, PALM HARBOR, FL 34684
Beds
4
Baths
4
Sq Ft
2,094 sq ft
Year Built
1968
Lot Size
0.14 acres
Garage
—
About This Property
2.75% ASSUMABLE MORTGAGE AVAILABLE, SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION! Discover exceptional Lake Tarpon waterfront living with a flexible layout designed for multigenerational households. Whether parents are moving in with family, adult children are staying home longer, or guests need their own space, two primary suites and a separate exterior entrance offer privacy and connection under one roof. This extensively renovated home features 4 bedrooms, 3.5 bathrooms, and over 2,000 square feet of thoughtfully designed living space. Modern renovations combine custom finishes with everyday comfort. The open kitchen showcases soft-close cabinetry, Brazilian granite countertops, custom fixtures, and stainless steel LG appliances. Porcelain tile flooring flows into an expansive great room featuring a vaulted, solid wood coffered ceiling, built-in features, a projection television setup, and stunning lake views. The split-bedroom floor plan provides separation between the two primary suites. One suite features a spacious walk-in shower with dual shower heads and custom closet storage, while the second offers a private bathroom, generous walk-in closet, and separate exterior access. Accessibility modifications in an additional bathroom provide added flexibility. A full-size laundry room includes cabinetry and a utility sink. Double-pane sliding doors open to a private waterfront retreat with a 20-by-12-foot dock with electrical connectivity, a covered porch, and an outdoor food preparation area. Enjoy fishing, relaxing, and entertaining overlooking Lake Tarpon. Additional features include a fenced yard, aluminum hurricane shutters, and exterior storage room. Roof replaced in 2013, HVAC in 2017, and tankless water heater in 2018. Per seller, the home remained high and dry during both recent hurricanes. Convenient to shopping, dining, and Gulf Coast beaches. Experience a waterfront home with room to bring everyone together!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
N on US 19, Exit for Citrus Drive., House is on the right.
Location
8 CITRUS DRIVE, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$659,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $659,000 home in PALM HARBOR.
🏛️
FHA Loan
$23,065 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$32,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.