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$345,000

3428 CHAPEL CREEK CIRCLE, WESLEY CHAPEL, FL 33544

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,760 sq ft

Year Built

2005

Lot Size

0.12 acres

Garage

2

About This Property

MAINTENANCE-FREE LIVING IN THE HEART OF SEVEN OAKS! Welcome to this beautifully maintained ONE-OWNER VILLA located in the exclusive GATED enclave of WILLOW CREEK, one of the most desirable neighborhoods within Seven Oaks. Enjoy a carefree lifestyle with an HOA that includes ROOF REPLACEMENT, EXTERIOR PAINTING, and LAWN MAINTENANCE, freeing you from costly exterior upkeep and giving you more time to enjoy the exceptional amenities and convenient location that make this community so sought after. This lovingly maintained 3-BEDROOM, 2-BATHROOM villa with a 2-CAR GARAGE features a highly desirable great room floor plan designed for comfortable everyday living and effortless entertaining. Elegant CROWN MOLDING enhances the great room, dining room, dinette, and kitchen, while rich real WOOD FLOORING adds warmth and character to the great room and dining room. The open layout creates an inviting atmosphere filled with natural light and provides the perfect setting for gathering with family and friends. One of the home's most appealing features is its PEACEFUL CONSERVATION SETTING. The oversized EXTENDED LANAI offers a private outdoor retreat where you can relax, entertain, or simply enjoy Florida's beautiful weather. Backing to CONSERVATION, the property enjoys enhanced privacy and a tranquil natural backdrop with no direct rear neighbors. From the CORNER OF LANAI, you'll also enjoy a picturesque POND VIEW, adding another touch of serenity to this already peaceful setting. The combination of conservation and water views creates a calming environment where you can unwind while enjoying the sights and sounds of nature. The impressive 12' x 24' PRIMARY SUITE provides exceptional flexibility, offering plenty of room for a sitting area, home office, reading nook, exercise space, or whatever best suits your lifestyle. The ENSUITE BATH bath features a relaxing garden tub, separate shower, dual-sink vanity, and ample space for daily convenience and comfort. The additional bedrooms are comfortably sized and ideal for family, guests, or hobbies. The home has been thoughtfully equipped with CEILING FANS IN ALL BEDROOMS, the KITCHEN, and the LANAI, and all kitchen appliances, along with the washer and dryer, are included, making this home truly move-in ready. The location simply cannot be beat. Residents enjoy quick access to major roadways, making COMMUTING EASY while placing SHOPPING, DINING, ENTERTAINMENT, and everyday conveniences just minutes away. The Shops at Wiregrass, Tampa Premium Outlets, and an ABUNDANCE of popular RESTAURANTS are all nearby. Willow Creek residents enjoy their OWN PRIVATE COMMUNITY POOL while also having access to the outstanding RESORT-STYLE amenities that have made Seven Oaks one of Wesley Chapel's premier communities. These amenities include MULTIPLE POOLS with a Waterslide, Swim LANES, Splash Centers, Tennis Courts, Pickleball Courts, Basketball Courts, a state-of-the-art Fitness Center, Clubhouse, Playgrounds, and more. This exceptional VILLA offers the perfect combination of MAINTENANCE FREE LIVING, privacy, BEAUTIFUL NATURAL SURROUNDINGS, spacious living areas, and WORLD-CLASS AMENITIES in one of Wesley Chapel's most sought-after communities. Don't miss this opportunity to enjoy the Florida lifestyle you've been dreaming of in the heart of Seven Oaks.

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8553793
StatusActive
Year Built2005
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionSEVEN OAKS PRCL S-8A
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Luxury Vinyl, Hardwood
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Key Card Entry, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.12 acres (5,280 sq ft)
Lot FeaturesConservation Area, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$270 / Monthly
Senior CommunityNo

Financial Details

List Price$345,000
Annual Taxes$4,096 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #1926240030030000210

Directions

From SR 56, turn into Seven Oaks onto Ancient Oaks Boulevard. Follow Ancient Oaks Boulevard to the Villas at Willow Creek entrance. Enter the gated community (Gate Code Required) Continue straight to the property at 3248 Chapel Creek Cir, which will be on the left.

Location

3428 CHAPEL CREEK CIRCLE, WESLEY CHAPEL, FL 33544

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 8, 2026

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Home Price

$345,000

20% ($69,000)
6.75%

Loan Term

Principal & Interest$1,790
Property Tax (est.)$316
Insurance (est.)$150
Total Monthly$2,256
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How to Buy This Home

Multiple financing options available for this $345,000 home in WESLEY CHAPEL.

🏛️

FHA Loan

$12,075 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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