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$1,185,000

404 HARBOR DRIVE S, INDIAN ROCKS BEACH, FL 33785

Active6 days on market

Beds

3

Baths

2

Sq Ft

2,230 sq ft

Year Built

1972

Lot Size

0.17 acres

Garage

2

About This Property

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living. The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides. Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home. Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis. Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field. Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553795
StatusActive
Year Built1972
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofMembrane, Metal
FoundationSlab
FacesWest
SubdivisionINDIAN BEACH RE-REVISED 21ST ADD
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
FlooringMarble, Porcelain Tile, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Touchless Faucet, Washer, Water Softener
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds, Double Pane Windows, Thermal Windows, Tinted Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorGarden, Rain Gutters
FencingOther, Vinyl, Wood
Other StructuresShed(s)
Lot Size0.17 acres (7,279 sq ft)
Lot FeaturesFlood Insurance Required, City Lot, Landscaped
Road SurfacePaved, Asphalt
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Sprinkler Meter, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,185,000
Annual Taxes$5,234 (2025)
FinancingCash, Conventional
ZoningRES
Parcel #063015424080000020

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

From the Belleair Causeway, Go South on Gulf Blvd, Go East "Left" on 1st street, Go South "Right" on Harbor Dr, Stay to the right, house is on the left.

Location

404 HARBOR DRIVE S, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedOctober 16, 2026

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Home Price

$1,185,000

20% ($237,000)
6.75%

Loan Term

Principal & Interest$6,149
Property Tax (est.)$1,086
Insurance (est.)$150
Total Monthly$7,385
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 22, 2026.

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