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$435,000

620 PALM PLACE, SAFETY HARBOR, FL 34695

3D Tour
Active0 days on market

Beds

3

Baths

1

Sq Ft

1,352 sq ft

Year Built

1960

Lot Size

0.14 acres

Garage

—

About This Property

Just five blocks from Downtown Safety Harbor, this exceptionally well-cared-for 3-bedroom home is one you won’t want to miss! From the spacious paver circular driveway to the thoughtfully updated interior, pride of ownership is evident throughout. Features include beautiful tile flooring, crown molding, impact windows, a spacious bathroom with rain showerhead, and an oversized primary bedroom. The generously sized third bedroom offers excellent flexibility as a home office, guest room, bonus room, or potential second suite. A large indoor laundry room opens to the fully fenced backyard, where you’ll find an expansive paver patio with pergola, charming garden shed, and mature fruit trees—perfect for relaxing or entertaining. Enjoy the convenience of living just blocks from Downtown Safety Harbor’s cafés, restaurants, shops, Safety Harbor Resort & Spa, waterfront paths, public library, festivals, and community events. Approximately 20 minutes to Tampa International Airport and 25 minutes to Clearwater Beach. No HOA and not in a flood zone!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553862
StatusActive
Year Built1960
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionPALM VIEW TERRACE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
FlooringTile
AppliancesCooktop, Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Private Mailbox, Rain Gutters
FencingVinyl
Other StructuresShed(s)
Lot Size0.14 acres (6,090 sq ft)
Lot Dimensions65 x 93
Lot FeaturesCity Lot, Landscaped, Near Public Transit
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$3,527 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #032916658440000090

Schools

ElementarySafety Harbor Elementary-PN
MiddleSafety Harbor Middle-PN
HighCountryside High-PN

Directions

From Main Street, head north on 5th Ave N. Turn left onto 6th St N, then turn right onto Palm Place. 620 Palm Place will be the second home on the right.

Location

620 PALM PLACE, SAFETY HARBOR, FL 34695

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedOctober 15, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in SAFETY HARBOR.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.

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