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$1,750,000

3157 N CANAL DRIVE, PALM HARBOR, FL 34684

3D Tour
Active5 days on market

Beds

5

Baths

4

Sq Ft

4,496 sq ft

Year Built

1988

Lot Size

0.15 acres

Garage

3

About This Property

Discover this beautifully updated “Lake Tarpon Luxury Waterfront Home.” Canal home offering direct access to Lake Tarpon and an exceptional blend of luxury, functionality, and long-term durability. This spacious 5-bedroom, 3.5-bath, 4,496 sq ft residence features a rare first-floor mother-in-law suite with a private close-off pocket door option, ideal for guests, multigenerational living, or extended stays. A standout feature is the oversized 3-car garage, complete with a built-in 10×10 storage room and extensive built-in shelving, providing unmatched storage and organization. The home has undergone major capital improvements in recent years, making it truly move-in ready. A new roof was installed in April 2021, followed by three new HVAC systems replaced in May 2023 for optimal comfort and efficiency. In October 2019, the entire exterior was upgraded with Hardie-Board color plus siding installed over full house wrap, eliminating the need for ongoing painting and offering superior moisture and pest resistance. That same year, all windows and pool-deck sliding doors were replaced (October 2019), enhancing hurricane resilience, energy efficiency, and insurance savings. Outdoor living shines with a large screened pool enclosure and a fully refurbished private dock completed in September 2023, featuring davits, covered lifts, and direct canal access for boating enthusiasts. Inside, the home boasts two full kitchens, two laundry rooms, a dramatic three-story foyer, and premium finishes throughout. For buyers seeking a turn-key experience, the property can be purchased fully furnished, offering a seamless transition into one of Palm Harbor’s most desirable waterfront lifestyles. NOTE- NO HOA FEES, NO DEED RESTRICTIONS, NO FLOOD INSURANCE- SEE LOMA ATTACHED. “Includes full 360° virtual tour and walkable video for remote buyers.” SEE ATTACHMENTS AND VIDEO TOUR LINKS- INCLUDES FLOOR PLAN LAYOUT INTERFACE WITH 360 VIDEO WALK THRU

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553882
StatusActive
Year Built1988
Stories3
Total Rooms3
ConstructionHardiPlank Type
RoofShingle
FoundationSlab, Stem Wall
FacesSouth
SubdivisionLAKE TARPON ESTATES
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
FlooringCarpet, Luxury Vinyl, Marble
AppliancesBar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Laundry Room
CoolingCentral Air
HeatingCentral, Heat Pump
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, French Doors, Irrigation System, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Sliding Doors, Storage
Lot Size0.15 acres (6,556 sq ft)
Lot Dimensions60 x 109
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesCanal - Brackish

Utilities

WaterCanal/Lake For Irrigation
SewerPublic Sewer
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Street Lights

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,750,000
Annual Taxes$7,913 (2025)
FinancingCash, Conventional, Owner May Carry
ZoningR-3
Parcel #322716487800000310

Directions

US19 N 1/4 MILE NORTH OF ALDERMAN ROAD LEFT ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN.

Location

3157 N CANAL DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficePREMIER COMMUNITY REALTY INC
ListedOctober 1, 2026

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Home Price

$1,750,000

20% ($350,000)
6.75%

Loan Term

Principal & Interest$9,080
Property Tax (est.)$1,604
Insurance (est.)$150
Total Monthly$10,835
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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