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$370,000

1413 WINDJAMMER LOOP, LUTZ, FL 33559

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,633 sq ft

Year Built

1983

Lot Size

0.33 acres

Garage

2

About This Property

Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8553923
StatusActive
Year Built1983
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTURTLE LAKES
CountyPasco
OwnershipFee Simple

Interior Features

InteriorOther
FlooringLuxury Vinyl, Tile
AppliancesOther, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorOther
Lot Size0.33 acres (14,241 sq ft)
Road SurfaceAsphalt
0

Waterfront

WaterfrontYes
FeaturesPond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$370,000
Annual Taxes$1,928 (2025)
FinancingCash, Conventional, FHA, Other, VA Loan
ZoningR2
Parcel #192632004.0001.00087.0

Directions

From State road 54 head south to home.

Location

1413 WINDJAMMER LOOP, LUTZ, FL 33559

Listing Information

OfficeRE/MAX PREMIER GROUP
ListedOctober 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$370,000

20% ($74,000)
6.75%

Loan Term

Principal & Interest$1,920
Property Tax (est.)$339
Insurance (est.)$150
Total Monthly$2,409
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How to Buy This Home

Multiple financing options available for this $370,000 home in LUTZ.

🏛️

FHA Loan

$12,950 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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