Beds
3
Baths
2
Sq Ft
1,976 sq ft
Year Built
1994
Lot Size
0.18 acres
Garage
2
About This Property
Come experience this Bloomingdale Beauty! Pride of ownership shines throughout this impeccably maintained 3-bedroom, 2-bath home featuring a bonus room and a dedicated office—perfect for today’s flexible lifestyle. From the moment you arrive, you’ll notice the impressive curb appeal and lush, mature landscaping that surrounds the property. Step inside to find stunning new flooring, cathedral ceilings, and a bright, welcoming layout. The kitchen features a beautiful double oven and well-kept appliances, offering an ideal space for cooking and entertaining. All bedrooms are generously sized, and the bonus room and office provide plenty of options for work, play, or relaxation. Make your way to the backyard to enjoy true Florida living. A screened-in porch offers the perfect spot to sip your morning coffee or unwind in the evenings. Beyond the porch, a spacious, fully pavered patio awaits—complete with a built-in fire pit for cozy nights under the stars. Additional upgrades include hurricane-impact windows and doors throughout, a new A/C unit installed in 2022, and exterior paint completed with long-lasting Lifetime paint. This home has been exceptionally cared for, and it shows the moment you pull into the driveway. Don’t miss your chance to see this gem in person!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-75, take Exit 254 for US-301 S. Continue on US-301 S, then turn left onto Bloomingdale Ave. Follow Bloomingdale Ave east, then turn right onto Lithia Pinecrest Rd. Turn left onto Miller Rd, then right onto Oak River Dr. Continue straight and turn left onto Oak River Cir. Home will be on your right.
Location
4605 OAK RIVER CIRCLE, VALRICO, FL 33596
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,999
Loan Term
How to Buy This Home
Multiple financing options available for this $399,999 home in VALRICO.
🏛️
FHA Loan
$14,000 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$20,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.