Beds
4
Baths
3
Sq Ft
2,949 sq ft
Year Built
1979
Lot Size
0.30 acres
Garage
2
About This Property
CUSTOM RANCH HOME with OVERSIZED POOL! Stunning Great Room with vaulted ceilings, wood-burning fireplace, wood floors, LED lighting, and cedar accent wall. Gorgeous, updated kitchen with cherry wood cabinets and granite counters. Home features two double-size bedrooms and can easily convert back to five bedrooms. Expansive Master Suite includes a huge 15' x 9' spa-style bath with Jacuzzi tub, separate shower, dedicated water heater, massive walk-in closet, and private screened porch. Second bedroom offers two walk-in closets. Bonus room (9' x 7'). Inside laundry with new Whirlpool washer/dryer. Enjoy the oversized heated pool (32' x 15', 8' depth), paver porch, fenced backyard, and multiple front/rear/side porches. Newer hurricane windows, newer pool heater, Ring doorbell, sprinkler system, outdoor speakers. New Roof 2023. Stunning entryway with glass double-entry doors and travertine flooring. Rear of home features two sets of double-beveled French doors. Extra-long driveway + 2-car garage. NO HOA, NO CDD, NO FLOOD INSURANCE, No deed restrictions. Located in beautiful Frances Arbor, close to schools, restaurants, shopping, USF, major highways, and Family Recreation Complex.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Fowler; then go south on Riverhills Drive; then right on Whiteway; then left on Bua; immediately turn left on Garrard Drive. Home is on the left.
Location
531 GARRARD DRIVE, TEMPLE TERRACE, FL 33617
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$595,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $595,000 home in TEMPLE TERRACE.
🏛️
FHA Loan
$20,825 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$29,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.