$299,900
260 SE 16TH TERRACE, CRYSTAL RIVER, FL 34429
Beds
2
Baths
2
Sq Ft
1,640 sq ft
Year Built
1978
Lot Size
0.34 acres
Garage
1
About This Property
Virtually Staged. COMPLETELY REFRESHED and MOVE-IN READY in CRYSTAL RIVER! This spacious 2-bedroom, 2-bath home offers approximately 1,640 square feet of living space on an approximately .34-acre homesite with NO HOA, an attached garage and a fenced outdoor area. The interior has undergone extensive improvements, creating a clean, updated home with an OPEN AND FUNCTIONAL layout. Improvements include a NEW 2025 ROOF, newer HVAC, updated plumbing, electrical wiring, outlets and lighting, new lower cabinetry and updated appliances. The renovation work was permitted and finalized, with supporting documentation and invoices available. The kitchen and living spaces provide plenty of room for everyday living and entertaining, while the two-bedroom, two-bath configuration offers comfortable separation and flexibility. Outside, the generous homesite and fenced yard provide additional space for outdoor living, pets, gardening or recreation. The property previously experienced storm-related water intrusion from Hurricane Helene and was subsequently remediated and renovated. Supporting renovation and permit documentation is available for review. A recent homeowners insurance quote has also been obtained. Buyers should perform their own inspections and due diligence regarding property condition, insurance and flood-related matters. LOCATION is another standout feature. Enjoy convenient access to DOWNTOWN CRYSTAL RIVER, Kings Bay, Hunter Springs, Three Sisters Springs, restaurants, shopping, boating and the area's renowned springs and waterfront recreation. If you have been looking for an UPDATED CRYSTAL RIVER HOME with substantial recent improvements, generous outdoor space and convenient access to the area's waterfront attractions, this one deserves a closer look.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US-19/Suncoast Boulevard, turn west onto SE Paradise Point Road. Turn left onto SE 3rd Court, then right onto SE 16th Terrace. Continue to 260 SE 16th Terrace.
Location
260 SE 16TH TERRACE, CRYSTAL RIVER, FL 34429
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$299,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $299,900 home in CRYSTAL RIVER.
🏛️
FHA Loan
$10,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,995 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Citrus County SHIP
Varies
Income-qualifying Citrus residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.