Open House
Saturday, October 3 · 1:00 PM–3:00 PM
Beds
4
Baths
3
Sq Ft
2,644 sq ft
Year Built
1993
Lot Size
0.36 acres
Garage
3
About This Property
Plenty of space to grow! Tucked within a quiet Valrico enclave of only 52 homes, this executive-style residence has been updated top to bottom and sits on a private, fenced .36-acre lot. Fresh paint, established landscaping, and a 3-car garage give it instant curb appeal. Inside, 2,644 square feet spans 4 bedrooms and 3 full baths, with travertine and hardwood floors throughout and freshly painted interiors. The recently refreshed kitchen features crisp white cabinetry, granite counters, and a full suite of stainless appliances. The oversized primary suite includes a separate sitting room and a show stopping updated primary bath with a curbless shower, freestanding soaker tub, and sparkling quartz split vanities. Secondary bathrooms were beautifully updated in 2026. The three-way split floor plan sets the bedrooms apart in separate wings, creating a private guest wing or space for a private office. Out back, the oversized porch has room for both dining and a separate seating area, and the large backyard offers space for a pool, a garden, or entertaining. Home has all the little extras you might hope for including a water softener. Major systems include a new AC in 2024 with a 10-year warranty, a new water heater in 2026, and a 2013 Roof. Centrally located to sought-after schools and quick access to SR 60, I-4, and I-75 keeps commutes to Tampa and Lakeland simple.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 60, South on St Cloud Ave. Turn left onto Peartree Way. Turn left onto Appletree Dr to arrive at your destination.
Location
3912 APPLETREE DRIVE, VALRICO, FL 33594
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$525,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $525,000 home in VALRICO.
🏛️
FHA Loan
$18,375 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$26,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
More Homes in Valrico
More Homes in Valrico
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.