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$389,900

402 ORCHID LANE, PALM HARBOR, FL 34683

3D Tour
Active1 days on market

Beds

3

Baths

2

Sq Ft

1,662 sq ft

Year Built

1957

Lot Size

0.18 acres

Garage

1

About This Property

Do you want to live in Ozona but can't find the right home? This is your chance to create the home and lifestyle you’ve been looking for in one of Palm Harbor’s most loved and desired Coastal Communities! Build up two or three stories and take advantage of the breathtaking views of the Gulf! Location is everything here. You’re just steps from water access with a kayak and paddle board launch and right around the corner from all things Ozona! Walk, bike or take the golf cart to Ozona Pig, Molly Goodhead’s, Ozona Blue, Ozona Brewing Company, Ozona Pizza and other local favorites. Spend your days kayaking, boating and cruising around by golf cart or catching one of Ozona’s year-round community events. This little pocket of Palm Harbor has a personality all its very own ~ Laid-back, Coastal Community where flip flops are required and a town full of Old Florida Charm. Golf carts, local restaurants, marinas, water access and Amazing Gulf Sunsets are simply part of everyday life here. Instead of settling for a home that isn’t quite right, start fresh and build exactly what you want, right where you want to be. Your future home that could have Gulf views ~ All starting at under $390,000! Don't miss your chance to build your Dream Home in Ozona and start creating your own Ozona Lifestyle Today ~ You will be so Happy you did!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554059
StatusActive
Year Built1957
Stories1
Total Rooms5
ConstructionBlock, Concrete, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionKRAMER F A SUB
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringConcrete, Tile
AppliancesNone
LaundryInside
CoolingCentral Air, Other
HeatingCentral, Electric, Other

Exterior & Lot

ExteriorStorage
FencingChain Link, Wood
Other StructuresShed(s)
Lot Size0.18 acres (7,693 sq ft)
Lot Dimensions70 x 109
Lot FeaturesCul-De-Sac, Landscaped, Near Marina, Near Public Transit, Private
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$389,900
Annual Taxes$2,092 (2025)
FinancingCash, Conventional
ZoningR-3
Parcel #022815472140000030

Schools

ElementaryOzona Elementary-PN
MiddlePalm Harbor Middle-PN
HighPalm Harbor Univ High-PN

Directions

Driving on US 19, turn East onto Tampa Road, turn North onto Orange Street, then turn East onto Orchid Lane. The house is on the left facing South.

Location

402 ORCHID LANE, PALM HARBOR, FL 34683

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTERNATIONAL
ListedOctober 5, 2026

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Home Price

$389,900

20% ($77,980)
6.75%

Loan Term

Principal & Interest$2,023
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,531
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $389,900 home in PALM HARBOR.

🏦

Conventional

$19,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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