$500,000
12120 81ST AVENUE, SEMINOLE, FL 33772
Beds
3
Baths
2
Sq Ft
1,827 sq ft
Year Built
1963
Lot Size
0.16 acres
Garage
1
About This Property
The perfect balance of space, comfort, and Florida living, all in the heart of Seminole! This 3-bedroom, 2-bathroom home offers over 1,800 square feet of living space, an open floor plan designed for gathering, and an inviting backyard that makes entertaining just as enjoyable outdoors as it is inside.As you enter, you're greeted by an open kitchen, living, and dining area that creates a comfortable space for everyday living. The kitchen features shaker-style cabinetry, granite countertops, stainless steel appliances, and an oversized island that provides plenty of room for meal preparation, cooking together, and gathering. Matching cabinetry and granite countertops can also be found in both bathrooms. Tile flooring in the kitchen and wet areas, along with laminate flooring in the bedrooms and bonus room, offers a practical combination of style and functionality. The split floor plan provides added privacy, with the primary suite featuring double sinks, a glass-enclosed walk-in shower, and a custom closet system designed to maximize storage. Two additional bedrooms are located on the opposite side of the home, near the second bathroom, which offers a tub and generous counter space. An oversized bonus room leads to the outdoor patio and provides plenty of flexibility for a second living area, home office, or whatever suits your needs. Step outside to a backyard that's truly an extension of the home, complete with a pole barn, entertaining area, and space to grill, garden, or simply unwind. A Wally Watt shed provides additional storage for tools, outdoor equipment, and more. Additional features include energy-efficient windows, a tile roof (2013), a single-car garage, and an oversized driveway for extra parking. Located in NON Flood Zone, NO HOA, with easy access to the Gulf beaches and highly regarded Pinellas County schools, this home offers a great combination of space, convenience, and Florida living.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Park Blvd to 120Th St N to 81St Ave to Address.
Location
12120 81ST AVENUE, SEMINOLE, FL 33772
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$500,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $500,000 home in SEMINOLE.
🏛️
FHA Loan
$17,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$25,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.