Open House
Sunday, October 18 · 12:00 PM–2:00 PM
$429,000
3444 CARMICHAEL STREET, PALM HARBOR, FL 34684
Beds
2
Baths
2
Sq Ft
1,460 sq ft
Year Built
1984
Lot Size
0.16 acres
Garage
2
About This Property
Welcome to 3444 Carmichael St, where the big-ticket updates are already done and the lifestyle is ready when you are. This home is in Highland Lakes, Palm Harbor's active 55+ golf community, and it pairs thoughtful improvements with the peace of mind of knowing the major items have been handled: roof 2023, water softener 2022, and A/C 2017. The home is located outside both flood and evacuation zones. This home has been pre-inspected. A 2014 addition and remodel expanded and refreshed the home and created additional living space and an open floor plan to enjoy. The kitchen was updated with stone countertops and tile flooring. Refinished ceilings and recessed lighting give the interior a clean, bright feel, and classic 3" wood shutters throughout provide both privacy and easy light control. A walk-in closet provides generous storage. As part of the Highland Lakes master association, you'll enjoy low HOA fees and access to [community amenities: golf, clubhouse, pools, courts, social activities]. The community is close to Palm Harbor shopping, dining, medical services, and Gulf beaches. Schedule your private showing today.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
• Head South/West toward Tampa Rd: From East Lake, make your way onto County Rd 611 / East Lake Rd S heading south toward Tampa Road. • Turn Right onto Tampa Rd: Head west on Tampa Rd for about 1.5 miles. • Turn Right onto Lake St George Dr: Head north for a brief moment. • Turn Left onto Langstaff Dr: Follow it into the neighborhood. • Turn Right onto Carmichael St / Carmichael Ct: Proceed down the street until you reach 3444 Carmichael St on your left.
Location
3444 CARMICHAEL STREET, PALM HARBOR, FL 34684
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$429,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $429,000 home in PALM HARBOR.
🏛️
FHA Loan
$15,015 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$21,450 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.