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$284,900

4539 NEEDLE PALM DRIVE, NEW PORT RICHEY, FL 34652

3D Tour
Active19 days on market

Beds

3

Baths

1

Sq Ft

1,432 sq ft

Year Built

1973

Lot Size

0.15 acres

Garage

1

About This Property

Come see this completely renovated and move-in ready waterfront home in New Port Richey. This 3 bedroom, 1 bath home offers a one car garage, plus a bonus den overlooking the water with French doors leading to the patio. The layout provides a comfortable mix of living space and flexibility, whether the den is used as a home office, sitting area, or extra space for guests. The home has been updated throughout with new impact rated windows and doors, HVAC, water heater, electrical panel, flooring, kitchen, and bathrooms. The kitchen features shaker-style cabinetry, ceramic tile backsplash, stainless steel appliances, and quartz countertops. Tile flooring throughout the home makes for an easy-to-maintain interior. Outside, enjoy the waterfront setting from the patio and take advantage of the nearby waterways. Bring your kayaks, boat, and beach gear, with public boat ramps and Gulf Coast beaches just minutes away. There's plenty here to enjoy whether you're looking for a place to relax at home or want to get out and explore the area. Conveniently located near US 19, the home is close to shopping, restaurants, parks, and everyday amenities. Downtown New Port Richey is just a short drive away, offering local restaurants, entertainment, events, and outdoor spaces including Sims Park. Seven Springs Golf & Country Club and other area parks and trails are also nearby. With the major updates already taken care of, you can move right in and make the space your own with your personal style and finishing touches. A great opportunity to own an updated waterfront home in a convenient New Port Richey location. Make an appointment for a private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554175
StatusActive
Year Built1973
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionBEACON WOODS GOLF COUNTRY
CountyPasco
OwnershipFee Simple

Interior Features

InteriorOther
FlooringCeramic Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorFrench Doors
Lot Size0.15 acres (6,552 sq ft)
Road SurfacePaved
0

Waterfront

WaterfrontYes
FeaturesLake Front, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesOther

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$284,900
Original Price$295,000
Annual Taxes$209 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR4
Parcel #162618011.0000.00021.0

Directions

FROM US 19 GO WEST ON TROUBLE CREEK TO NORTH ON NEEDLE PALM TO ADDRES

Location

4539 NEEDLE PALM DRIVE, NEW PORT RICHEY, FL 34652

Listing Information

OfficeFRANK ALBERT REALTY
ListedOctober 2, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$284,900

20% ($56,980)
6.75%

Loan Term

Principal & Interest$1,478
Property Tax (est.)$261
Insurance (est.)$150
Total Monthly$1,889
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How to Buy This Home

Multiple financing options available for this $284,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$9,972 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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