$399,000
2075 N KEENE ROAD, CLEARWATER, FL 33755
Beds
4
Baths
2
Sq Ft
1,788 sq ft
Year Built
1964
Lot Size
0.36 acres
Garage
1
About This Property
Lakefront living on Lake Montclair, minutes from downtown Dunedin, and not in a flood zone. This updated 4 bedroom, 2 bath pool home has a layout that works well for both everyday living and entertaining. The living room features vaulted ceilings, updated flooring, and a wood-burning fireplace. It opens to a dining area with a pass-through to the kitchen. The kitchen has wood cabinetry, granite countertops with a full granite backsplash, under-cabinet lighting, and tile flooring. At the back of the home, a large family room with wide cased openings, two sliding glass doors, and a wall of windows faces the pool and lake. Outside, the screened enclosure covers an expansive pool deck with a railing along the water's edge. The yard slopes down to the lake under mature oaks and palms, and PVC fencing encloses the property. Lake Montclair allows boats up to 5 horsepower, and a private dock may be added, subject to permitting. Both bathrooms have been updated with rustic wood plank walls, modern vanities, and brushed nickel fixtures, and the primary bath has a custom walk-in shower with a rain showerhead. The bedrooms are spacious and filled with natural light, with mirrored closet doors throughout. Additional features include a 1 car garage, a gas water heater, and gas heat. Major updates include a 2019 roof, 2018 A/C system, 2007 sliding glass door, and 2005 windows. Buyers may assume approximately $220,000 of the existing 30-year fixed mortgage at 4.1%, subject to lender approval, which is a significant advantage in today's rate environment. The location offers easy access to downtown Dunedin's dining and shopping, the Pinellas Trail, TD Ballpark, and Countryside Mall, with Honeymoon Island, Clearwater Beach, and US-19 a short drive away. Zoned for Dunedin Elementary, Dunedin Highland Middle, and Dunedin High.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US 19 North, west on Gulf To Bay Blvd, north on Keene Rd
Location
2075 N KEENE ROAD, CLEARWATER, FL 33755
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$399,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $399,000 home in CLEARWATER.
🏛️
FHA Loan
$13,965 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$19,950 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.