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$650,000

332 WESTWINDS DRIVE, PALM HARBOR, FL 34683

3D Tour
Active12 days on market

Beds

3

Baths

2

Sq Ft

1,664 sq ft

Year Built

1961

Lot Size

0.27 acres

Garage

—

About This Property

WATERFRONT and Deep Water Access! No fixed bridges between this backyard and the Gulf of Mexico. Saltwater canal frontage, a 10,000-pound boat lift, and a 0.27 acre corner property spanning one-and-a-half lots at the end of a Baywood Village cul-de-sac. The expansive property makes room for multiple cars, Boat/RV parking, and future pool with still room for the dog to run. This 3-bedroom, 2-bath Palm Harbor home has updates to match! Recent updates include: New kitchen cabinets (2025) and kitchen appliances (2025), the primary bathroom was fully remodeled (2025), and a new A/C (2025), water heater (2025), luxury vinyl plank flooring (2025), and Roof (2016). The living room has two ceiling fans, walls of windows, and glass doors that keep the screened lanai and backyard in view. It opens straight into the kitchen: white cabinetry, updated tile countertops, stainless appliances, recessed lighting, and a wraparound breakfast bar. Between the dining area and a second casual space, there's room for a big table, a breakfast nook, or a desk. The split floor plan offers a comfortable split between the 3 bedrooms. The primary bedroom fits a king bed and a sitting area, with 2 skylights, multiple windows, and dual walk-in closet with built-in organization. The remodeled primary bath(2025) has a wide gray vanity with plenty of drawers and a tiled tub/shower with rainfall and handheld showerheads. The 2nd bedroom/bathroom has a separate side entrance which offers short-term rent potential (owner has rented in the past for $100+/night). The 2nd bath, fully updated in 2019, has more personality: a turquoise vanity and a tiled walk-in shower with a built-in bench. The 3rd bedrooms work for guests, an office, or the hobby that has outgrown the dining table. The home has a full laundry room with overhead cabinets and a separate utility/storage room for extra storage. A screened lanai runs across the full width of the house. Beyond it, a double gate opens to RV, boat, or trailer parking, along with mature shade trees, a gravel fire-pit area, outdoor storage, and a (10x16) workshop with a workbench, shelving, and lighting, plus room for the tools, the tackle, and the half-finished projects. A 2nd shed (8x10) is in the backyard perfect for yard equipment and other storage needs. Then there's the water! You get about 60 feet of seawall, a wooden dock plus a floating dock, running water, waterside storage, separate davit perfect if you have Jetskis, and the 10,000-pound lift (installed in 2018) that can fit up to approximately 25ft boat. The boat lift features straps, making it easy to load and unload the boat, even during the occasional low tide and configures to different boats. With no fixed bridges between you and the Gulf, getting out on the water is part of everyday life here, not a weekend production. Location is ideal as well! Downtown Palm Harbor, the Pinellas Trail, Wall Springs Park, Sunset Beach, Fred Howard Park, and the Tarpon Springs Sponge Docks are all close by, with Clearwater, St. Pete, and Tampa within easy reach. Waterfront access, real land, room for the toys, and the big-ticket updates are already done! This home is ready to be called yours!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8554334
StatusActive
Year Built1961
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofConcrete
FoundationSlab
FacesEast
SubdivisionBAYWOOD VILLAGE
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Storage
FencingChain Link, Fenced, Wood
Lot Size0.27 acres (11,800 sq ft)
Lot FeaturesCorner Lot, Flood Insurance Required, City Lot, Landscaped, Oversized Lot
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$60 / Annually
Senior CommunityNo

Financial Details

List Price$650,000
Annual Taxes$8,761 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #232715058140001260

Schools

ElementarySunset Hills Elementary-PN
MiddleTarpon Springs Middle-PN
HighTarpon Springs High-PN

Directions

From US-19, head west on Klosterman Road. Turn left onto Palm Harbor Boulevard/Alternate US-19, then turn right onto Westwinds Drive. Continue to 332 Westwinds Drive.

Location

332 WESTWINDS DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficeKELLER WILLIAMS SOUTH TAMPA
ListedOctober 5, 2026

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Home Price

$650,000

20% ($130,000)
6.75%

Loan Term

Principal & Interest$3,373
Property Tax (est.)$596
Insurance (est.)$150
Total Monthly$4,119
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $650,000 home in PALM HARBOR.

🏛️

FHA Loan

$22,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 17, 2026.

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